Business Interruption

What is covered?

This insurance covers a reduction in your business income as a result of damage to your property, which is covered under the Fire Theft and Glass sections of your Business Insurance policy.(Please refer to the policy document for full list of situations where you are covered under this policy).

The type and nature of your business may determine on what basis you would like to arrange your cover. For example, you could choose:

• Gross income - if you are a professional office or surgery and you have a consistent revenue throughout the year
• Weekly income - if you are a retailer and your pattern of income is unpredictable ie you are dependent on passing trade
• Increased cost of working - to cover the increased costs of keeping your business going during a disruption, this might cover renting new premises or hiring additional staff.

Please note:

This cover is highly recommended for most businesses

Refer to the policy document for full details

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