Business@Home Insurance

This covers loss of or damage to your home, contents or both, caused by certain insured events such as storm, flood, fire, malicious acts, theft or attempted theft, lightning and earthquake. Accidental glass breakage is also automatically covered. You will automatically be covered for Home Legal Liability, Contents Legal Liability or both, depending on the cover you take out. Read more in the Business@Home Insurance Policy Wording.

If you insure your contents, you can choose cover anywhere in the world for loss of or damage to your valuables and personal possessions, such as your jewellery, and photographic and sporting equipment. Read more in the Business@Home Insurance Policy Wording.

This covers you for your legal liability for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, which happens during the period of insurance and which is caused by an occurrence in connection with the business. If you choose public liability, you can also choose products liability which will cover you for your legal liability for personal injury or damage to property caused by your products. Read more in the Business@Home Insurance Policy Wording.

This covers portable or valuable items that you usually carry around with you in the course of your business anywhere in the world. Please remember that if an item is worth more than $1,000 then it must be specified. Read more in the Business@Home Insurance Policy Wording.

This covers physical loss of or damage to your property from insured events such as fire, lightning and explosion. Read more in the Business@Home Insurance Policy Wording.

This covers the loss of your business contents and stock from theft, attempted theft, armed hold up, or an actual/threatened assault. Read more in the Business@Home Insurance Policy Wording.

This covers a reduction in your business income as a result of damage to your property. Read more in the Business@Home Insurance Policy Wording.

This covers the loss of or damage to your business's money from a wide variety of causes such as theft, armed hold up, or fire. The money may be in transit or at your premises. Read more in the Business@Home Insurance Policy Wording.

This covers the breakdown of machinery, computers and electronic equipment at your premises. Read more in the Business@Home Insurance Policy Wording.

This covers the deterioration of chilled, refrigerated or frozen stock, following the breakdown of the freezer or refrigerated unit that they are kept in. Read more in the Business@Home Insurance Policy Wording.

This covers loss of or damage caused to the goods you sell, buy or use in your business when they are in transit. The coverage you have will depend on what type of damage you select and whether you have selected temperature controlled goods. Read more in the Business@Home Insurance Policy Wording.

This covers the theft of your property or money by any of your employees either acting alone or in collusion with any others. Read more in the Business@Home Insurance Policy Wording.

This covers the professional fees such as accountant's fees incurred by you in connection with an audit of your business's financial or tax affairs by the ATO, or by a Commonwealth, State or Territory Department, Body or Agency. Read more in the Business@Home Insurance Policy Wording.

This covers the legal expenses you may incur when pursuing or defending your legal rights in respect of disputes including but not limited to Employment, Contracts and Property. Read more in the Business@Home Insurance Policy Wording.

This covers your business and/or private vehicles. You can choose
 

• Comprehensive Cover - This covers accidental damage to your vehicle, fire and theft and supplementary bodily injury and damage to third party property.
• Third Party, Fire and Theft Cover - This covers loss or damage caused by fire and theft of your vehicle as well as supplementary bodily injury and damage to third party property.
• Third Party Cover - This covers supplementary bodily injury and damage to third party property only.
  
  Read more in the Business@Home Insurance Policy Wording.