Car Insurance Comparison

 Accident damage

With Comprehensive Insurance, you’ll have the peace of mind that comes from knowing you’re covered for accident damage.

 Damage caused to other people’s cars and property

If you have an accident, you’ll be covered for up to $20 million damage you cause to someone else’s car or property.

 Damage caused by an uninsured driver

With Comprehensive Insurance, you’ll have the peace of mind that comes from knowing you’re covered for the cost of damage caused by an uninsured driver.

For Third Party Insurance policy holders, we pay up to $3,000 for damage to your car caused by an uninsured driver.

 Cover for fire and theft

With Comprehensive Insurance, you’ll have the peace of mind that comes from knowing you’re covered for fire and theft. For Third Party Insurance policy holders, this option provides cover for loss or damage caused by fire, theft or attempted theft, for up to $5,000.

 Front windscreen cover

With Comprehensive Insurance you have the option of adding our windscreen benefit, where if your front windscreen is damaged, we’ll repair or replace it – with no excess payable on your first windscreen claim each year.

 Emergency costs

If you’re more than 100km from home and your trip is interrupted by an accident, mechanical breakdown or theft we can help with emergency costs like essential accommodation and personal items.

 Valet Service (in covered areas)

In areas covered by our Assessment Centres, if you can drive your car in, we’ll pay for the cost of a taxi back home or back to work.

 We’ll tow your damaged car

With Comprehensive Insurance, if your car cannot be safely driven after an accident, AAMI will pay reasonable costs to have your car towed to the nearest repairer or place of safety.

For Third Party Insurance policyholders, provided the relevant amount covered is not exceeded, we’ll pay the reasonable cost of towing your car to the nearest repairer or place of safety, if it cannot be driven due to damage by an uninsured motorist.

 Speak to a real person 24/7

Our Call Centre is open all day, every day. You can also contact us on Facebook or Twitter.

 Hassle-free paperless claims

There's no paperwork associated with AAMI claims. You'll also experience ongoing communication throughout the process.

 Flexible payment options

With AAMI you can choose to pay annually or by the month (fee applies). With a variety of payment methods like credit card, B-Pay and Australia Post, it’s easy to get covered quickly.

 Hire car in the event of damage 

With Comprehensive Insurance you have the option of adding our Discount Hire Car benefit, where if your car is being repaired, we will help with a discounted rate for a hire car, for up to 10 days.

With Comprehensive Insurance you also have the option if adding our Comprehensive  Hire Car benefit where we’ll cover your hire car fee right up until your car is repaired.

With Third Party Insurance, if you have extended your policy to cover fire and theft, we provide up to 14 days hire car if your car is stolen.

 New car replacement

With Comprehensive Insurance, if your car is written off within 2 years of its original registration, we will replace it with a new car and pay the on-road costs.

 We cover your car for an agreed value

With Comprehensive Insurance, if your car is written off, we will pay you the agreed value.

 If your car is stolen

In the event that your car is stolen, once your claim is approved, we’ll write your car off if it’s not recovered within 14 days.
Third Party Insurance theft claims are limited to $5,000.

 Hire car if your car is stolen

If your car is stolen, we can arrange a hire car for you and we will cover the daily rate.

 Lifetime guarantee on repairs

We’ll guarantee the repairs we authorise for the life of the car – even if you sell it.

 AAMI Skilled Drivers Course

If you, your children or grandchildren are under the age of  25 and are comprehensively insured with AAMI you are eligible for a free one-day AAMI Skilled Drivers Course, designed to improve driver awareness and competence. You will also get a 10% discount off your AAMI Comprehensive Car or Motorcycle Insurance upon completion of the course.

 AAMI Safe Driver Rewards®

The AAMI Safe Driver Rewards program provides rewards and benefits to safe drivers. As you advance through the program, you will progressively earn more rewards and discounts on your policy premium, including; a discount of up to 15%, our Discount Hire Car benefit at no extra premium and Diamond Status Protection.

Maximum 15% discount for Rating One drivers who don’t claim for 8 years.