Car Insurance Comparison

The car insurance comparison table below lets you compare the benefits of AAMI’s car insurance policies.
Read the PDS for the policy you’re interested in, for full cover details and limits.

What we cover

 Accident damage


 Damage caused to other people’s cars and property

 Damage caused by an uninsured driver

Up to $5,000

 Cover for fire and theft

Optional Extra, up to $10,000

 Windscreen and window glass cover

- Optional Extra

 Emergency costs



Easier insurance

 Valet Service (in covered areas)


 We’ll tow your damaged car

Limited cover

 Speak to a real person 24/7

 Hassle-free paperless claims

 Flexible payment options


Repairs and replacement

 Hire car in the event of damage 

Up to 21 days car hire if theft option has been added

Optional extra -
hire car for unlimited days

 New car replacement


Up to 2 years

 We cover your car for a specific amount


 If your car is stolen

If theft option has been added

 Hire car if your car is stolen

Up to 21 days

Up to 21 days

 Lifetime guarantee on repairs


AAMI car insurance benefits

 AAMI Skilled Drivers Course


 AAMI Safe Driver Rewards®

The AAMI Safe Driver Rewards program provides rewards and benefits to safe drivers. If you don’t make a claim that impacts your Safe Driver status, we will reward you with a credit on your next year's premium of up to 15%.  As you advance through the program, you will progressively earn more rewards, including discounts on AAMI’s Roadside Assist and Safe Driver Rewards Diamond Status Protection.

15% credit for drivers who don't make a claim that impacts their Safe Driver Rewards status for 9 years. Credit is a percentage of the rated premium paid the previous year.



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