Comprehensive Car Insurance

With AAMI you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.

With AAMI you also enjoy more choice when it comes to paying your insurance premium. You can choose to pay your premium monthly or annually, whichever is more convenient for you.

AAMI Safe Driver Rewards™ are additional benefits and premium discounts of up to 15% that can be earned through continued safe driving. See pages 40-41of the AAMI Comprehensive Car Insurance Policy - Product Disclosure Statement for details.

AAMI Safe Driver Rewards™ apply to the individual policy and do not reflect the total number of years a customer has been insured with AAMI

If you, your children or grandchildren are under the age of 25, AAMI offers a one-day driving course valued at $190.00 free of charge*. It's designed to improve defensive driving skills and help young drivers be safer on the road. *Skilled Drivers centres are located in Sydney, Melbourne, Adelaide, Canberra, Brisbane, Perth and Hobart.

In areas covered by our assessment centre network, when you bring your car to our assessment centre for repair, we will organise a complimentary taxi to take you home or back to work. A taxi will also be arranged for you once your car is repaired to get you back on the road as quickly as possible.

When you insure with AAMI, you receive up to 21 days car hire if your car is stolen. You may also choose one of our hire options with your policy that gives you a quality hire car if yours is damaged in an accident.

We understand how important your car is to you. We aim to provide a complete resolution of all claims as quickly as possible and if your car is written off, payment will be made within three working days.

The quality of workmanship and the materials authorised by AAMI in the repair of your car will be guaranteed for its life, even if you sell it.