Looking after you the AAMI way.
AAMI comprehensive car insurance covers you for damage to your own car, as well as for any damage you may cause to the property of others.
We understand how disruptive it is to be without your car due to an accident or theft. At AAMI, we are committed to relieving your stress and getting you mobile as quickly as possible and with minimum hassle.
One call to 13 22 44 or visit to our branch and Customer Service Centre network, and we will take care of all the details for you.
In choosing to insure your car with AAMI, you will receive many more benefits than just a competitive price.
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AAMI Flexi-Premiums ™
With AAMI you can choose how much you pay and how much you save, simply by varying your excess.
The higher excess you choose, the lower your insurance premium. It’s that easy.
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Flexible payment options
With AAMI you also enjoy more choice when it comes to paying your insurance premium.
You can choose to pay your premium monthly or annually, whichever is more convenient for you.
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Rating One/ Maximum No Claim Bonus for Life
If you’ve qualified for ‘Maximum No Claim Bonus’ we’ll never increase your premium as a result of
you making a claim. And if you switch to AAMI from another insurer, your current No Claim Bonus will be protected.
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If you, your children or grandchildren are under the age of 25, AAMI offers a one-day driving course valued at $165 free of charge*. It’s designed to improve defensive driving skills and help young drivers be safer on the road. *Skilled Drivers centres are located in Sydney, Melbourne, Adelaide, Canberra, Brisbane and Hobart.
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Complimentary taxi service
In areas covered by our Customer Service Centre network, when you bring your car to our service centre for repair,
your personal client manager will organise a complimentary taxi to take you home or back to work. A taxi will also be
arranged for you once your car is repaired to get you back on the road as quickly as possible.
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We can keep you mobile
When you insure with AAMI, you receive up to 14 days car rental if your car is stolen. You may also choose a rental car
option with your policy that gives you a quality rental car if yours is damaged in an accident. If you do not choose this option,
we can still arrange discounted car rental if you need it.
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Fast resolution of claims
We understand how important your car is to you. We aim to provide a complete resolution of all claims as quickly as possible
and if your car is written off, payment will be made within three working days.
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Lifetime repair guarantee
The quality of workmanship and the materials authorised by AAMI in the repair of your car will be guaranteed for the life of the car, even if you sell it.
For more information, please see our Comprehensive Car Insurance Policy Documents or visit Common Questions.
If you or your partner are over 50 and one of you not working full time you might also like to consider car insurance offered by Apia.
If you are a motoring enthusiast and are looking for car insurance for your pre 1970 classic, vintage or veteran car or motor cycle, Shannons may be able to assist you.
For under 25 year old drivers of high performance cars, imported cars or drivers with poor driving records, Just Car Insurance may be able to assist you.
If you own a motorbike you may like to consider InsureMyRide for motorbike insurance.