Car Insurance Policy Documents


Please read the Policy Document carefully for the insurance cover you’re interested in. Keep a copy by downloading it. Also read the Supplementary Policy, if one applies to the main Policy Document you’re reading. We offer insurance in all Australian states and territories.


Comprehensive Car Premium, Excesses & Claims Guide

For additional information about how we calculate your comprehensive car insurance premium, the excesses that apply to your policy and for examples of how we pay car claims, choose the AAMI Comprehensive Car Insurance – Premium, Excesses & Claims Guide that applies to you:

Read this Guide if:

  • you obtained a quote on or after 1 May 2012 and commenced your policy from 1 May 2012, or
  • your policy was due for renewal  on or after 1 May 2012.

Read this Guide if:

  • you obtained a quote between 6 August 2011 and 30 April 2012 and commenced your policy on or after 30 September 2011, or
  • your policy was due for renewal between 19 November 2011 and 30 April 2012.

Read this Guide if:

  • you obtained a quote between 6 August 2010 and 5 August 2011 and commenced your policy between 30 September 2011 and 30 April 2012.

Click here for earlier Guides.