AAMI Caravan Insurance Policy

Are you covered?

If the driver of the car towing or attached to your caravan was not licensed or authorised to drive it.	NO
But the car towing or attached to your caravan was being driven or was towing or attached to your caravan without your consent.	YES
If your caravan was being demonstrated for sale.	NO
But you were the driver or a passenger of the car towing or attached to your caravan during the demonstration.	YES
If the driver of the car towing or attached to your caravan was under the influence of intoxicating liquor or of a drug or whose blood alcohol level was in excess of the legal limit in force where the car was being driven or who refused or failed to submit a specimen for testing as required by law where the car was being driven.	NO
But the car towing or attached to your caravan was being driven without your consent.	YES
If your caravan or the car towing or attached to your caravan was in an unroadworthy or unsafe condition that contributed to the accident being a condition that was known to and disregarded by you.	NO
If the car towing or attached to your caravan was carrying more passengers or loaded above the legal limit or loaded in an illegal way.	NO
If your caravan was loaded above the legal limit or loaded in an illegal way.	NO
If the car towing or attached to your caravan was being used or tested in or for a race, trial, test or contest.	NO
If the car towing or attached to your caravan was being used on a competition circuit, course or arena.	NO
If your caravan was being used for hire or reward.	NO
If your caravan was outside Australia.	NO
If your caravan was converted, altered or modified from its maker's specifications.	NO
But the work was carried out by an appropriately licensed person or organisation.	YES