AAMI Comprehensive Car Insurance Policy

We will not pay for

We will not pay for

We will not pay for:

any reduced value of your car after it has been damaged and repaired and the repairs have been properly performed.

repairs or car inspections carried out without our written consent.

personal items stolen from your car, other than as provided for under 'Emergency costs' on pages 12-13.

repair or replacement of a whole set, for example, of wheels, where the loss or damage is to part of a set.

loss because you cannot use your car, for example, of wages or commission.

depreciation, wear, tear, rust or corrosion.

mechanical, structural, electrical, electronic or other failure or breakdown.

any additional loss or damage to your car as a result of it being driven after an accident.

loss or damage caused by failure to take reasonable steps to secure your car after it has broken down, been damaged in an accident or you have been notified of its recovery after it was stolen.

damage to your tyres caused by application of brakes or by road cuts, punctures or bursting.

loss or damage caused intentionally by you or a person acting with your express or implied consent.

loss or damage caused when someone drives your car after they have received medical advice that their ability to drive it is impaired by their condition or medical treatment.

loss or damage caused by the lawful repossession or seizure of your car.

loss or damage directly or indirectly caused by, arising from, or connected with:

asbestos, asbestos fibres, or derivatives of asbestos in any form;

any war, warlike activities or revolution including any looting or pillaging;

the use, misuse or existence of nuclear weapons; or the use, misuse, escape or existence of nuclear fuel, waste or nuclear materials or ionising radiation or contamination from such fuels, waste or materials; or combustion, detonation, fission and/or fusion of nuclear fuel or nuclear materials;

actual or threatened chemical or biological pollution or contamination; or action taken by a public authority or any body authorised by a public authority to prevent, limit or remedy such actual or threatened release, pollution or contamination.