AAMI Third Party Property Damage Car Insurance Policy

Are you covered?

If your car was being used in connection with it being serviced or repaired.	YES
If your car was being used for free driving tuition.	NO
But you or a driver named on the most recent of your insurance schedule and renewal notice were a passenger.	YES
If your car was being demonstrated for sale.	NO
But your or a driver named on the most recent of your insurance schedule and renewal notice were a passenger.	YES
If the driver of your car was not licensed or authorised to drive it.	NO
But your car was being driven without your consent.	YES
If the driver of your car was under the influence of intoxicating liquor or of a drug or whose blood alcohol level was in excess of the legal limit in force where your car was being driven or who refused or failed to submit a specimen for testing as required by law where your car was being driven.	NO
But your car was being driven without your consent.	YES
If your car was in an unroadworthy or unsafe condition that contributed to the accident being a condition that was known to and disregarded by you.	NO
If your car was carrying more passengers or loaded above the legal limit or loaded in an illegal way.	NO
If your car was being used or tested in or for a race, trial, test or contest.	NO
If your car was being used on a competition circuit, course or arena.	NO
If your car was being used for hire or reward.	NO
If during your full-time, part-time or casual working period, you normally use your car as an integral means of earning your income.	NO
But you have told us about your use of your car and we have agreed to insure it for business use and its carrying capacity does not exceed two tonnes.	YES
If your car was outside Australia.	NO
If your car was converted, altered or modified from its maker's specifications.	NO
But we have provided you with written agreement to the modification.	YES
For the non-standard accessories you have fitted to your car.	NO
But you have told us and we have agreed in writing to cover these accessories.	YES