Home Building Insurance
We guarantee our home insurance will never leave you under insured
Recent research* shows that up to 80% of Australian homes are under insured. With AAMI Complete Replacement Cover ® you'll never have to worry whether your sum insured is enough. It's home insurance that gives you peace of mind.
You're insured for the real cost of repairing or rebuilding your home, not an estimated value. It's a standard feature of all AAMI home building insurance policies.
Major damage to your home, or the complete loss of your home, can be devastating. At AAMI, we are committed to relieving your stress and helping you return to normality as fast as we can. One call to 13 22 44 and we will take care of all the details for you.
In choosing to insure with AAMI, you will receive many more benefits than just a competitive price.
AAMI Flexi-Premiums ®
With AAMI you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your premium. It's home insurance made easy.
Flexible home insurance payment options
With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium monthly or annually, whichever is more convenient for you.
Combined home and contents insurance discount
If you choose to insure your home contents with AAMI when you have AAMI Home Building Insurance, you will qualify for a discount.
Flood Cover
AAMI is committed to providing quality cover for its customers, and with an increase in extreme weather event occurrences, this has heightened the need for home owners to ensure they have the right level of cover.click here .
One point of contact
For each claim, we appoint you with your own personal client manager who organises every detail from beginning to end, including arranging all quotes and repairs. If you want, you can also choose a repairer to supply a quote. There's no paperwork and you'll experience ongoing communication and personalised service throughout the process.
We make sure your home is safe 24/7
As soon as you tell us about any damage to your home, we take immediate steps to ensure your home is safe and secure. Both you and your home will be taken care of 24/7.
Temporary accommodation
Most people never think about where they would stay while their home is being repaired or rebuilt. If you can't live in your home, AAMI will cover the cost of temporary accommodation of a comparable standard for up to 12 months. So you won't have to worry about making your family comfortable while your home is being restored.
Covering off the details
AAMI covers costs that are often forgotten. When you take out home insurance with us, you're covered for; sourcing of materials, the cost of surveyors and architects, satisfying the requirements of any local council or authority and other tasks that form part of getting your home back to how it was.
The AAMI Lifetime Guarantee
The quality of workmanship and the materials we use in any repair or rebuilding of your home are guaranteed for the life of the property. When we repair or rebuild your home, we will use new materials and take special care to match details such as colours and materials.
For more information please see our Home Insurance Policy Documents or visit Help Topics .
*Source: Getting home insurance right a report on home building underinsurance, 2005, Australian Securities and Investments Commission.
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