Home Insurance

What we cover

•   Damage caused to your home, garages and sheds

  We ensure your home is covered for key events such as fire, storm and earthquake. And with AAMI Complete Replacement Cover®, you're insured for the real cost of repairing or rebuilding your home, not an estimated value. This is a standard feature of AAMI’s Home Building Insurance policy.

•   Flood damage to your home

  We offer flood cover on AAMI Home Building Insurance. For that extra peace of mind, when flood damage occurs to your home you can rest easy knowing that AAMI has you covered. Find out more about flood cover.

•   Damage caused by fire or theft

  If your home is damaged by a fire or a break in, we’ll ensure your property is secured and repairs take place as soon as possible.

Easier insurance

•  Speak to a real person 24/7

  Our call centre is open all day, every day. So no matter when you call, you’ll speak to a real AAMI insurance expert. You can also contact us on Facebook and Twitter.

•  A single point of contact, less paperwork

  We’re here to help streamline the process by arranging all quotes and repairs for you. If you want, you can also choose a repairer to supply a quote. There's no paperwork and you'll experience ongoing communication throughout the process.

•  Temporary accommodation

  When an insured event damages the building to the extent that you cannot live there, we will pay for up to 12 months temporary accommodation while your repairs take place.

•  We’ve got the details covered

  When you take out home insurance with us, we cover the sourcing of materials, the cost of surveyors and architects, satisfying the necessary requirements of your local council or authority and other tasks that form part of getting your home back to how it was.

More flexibility

•  Save by paying online

  If you get a quote and purchase your new policy online, we’ll give you an up-front discount on your policy. Simple.

•  Choose your own premium and excess

  With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.
   

•  A range of payment options

  With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium annually or monthly (fee applies), whichever is more convenient for you.
   

If your building is damaged...

We’ll remove debris and cover any necessary demolition.

We’ll secure your property 24/7.

We’ll guarantee for life the repairs we authorise to your home.

We’ll find you somewhere to stay while repairs take place.