Home Building Insurance

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You'll enjoy these great, added benefits:

What we cover

Easier insurance

  •  Speak to a real person 24/7

    Our call centre is open all day, every day. So no matter when you call, you’ll speak to a real AAMI insurance expert. You can also contact us on Facebook and Twitter.

  •  A single point of contact, less paperwork

    We’re here to help streamline the process by arranging all quotes and repairs for you. If you want, you can also choose a repairer to supply a quote. There's no paperwork and you'll experience ongoing communication throughout the process.

  •  Temporary accommodation

    When an insured event damages the building to the extent that you cannot live there, we will pay for up to 12 months temporary accommodation while your repairs take place.

  •  We’ve got the details covered

    When you take out home insurance with us, we cover the sourcing of materials, the cost of surveyors and architects, satisfying the necessary requirements of your local council or authority and other tasks that form part of getting your home back to how it was.

More flexibility

  •  Save by paying online

    If you get a quote and purchase your new policy online, we’ll give you an up-front discount on your policy. Simple.

  •  Choose your own premium and excess

    With AAMI Flexi-Premiums® you can choose how much you pay and how much you save, simply by varying your excess. The higher excess you choose, the lower your insurance premium. It's that easy.

  •  A range of payment options

    With AAMI you also enjoy more choice when it comes to paying your premium. You can choose to pay your premium annually or monthly (fee applies), whichever is more convenient for you.


If your building is damaged...

We’ll remove debris and cover any necessary demolition.

We’ll secure your property 24/7.

We’ll guarantee for life the repairs we authorise to your home.

We’ll find you somewhere to stay while repairs take place.

Choose how you want to cover your home



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