Peace of mind with AAMI

Peace of mind with Complete Replacement Cover ® for your home building

AAMI home building insurance with Complete Replacement Cover gives you absolute peace of mind.

On top of the protection we normally provide, we cover insured damage or loss to your home buildings for whatever it costs to repair or rebuild them.

AAMI home building insurance with Complete Replacement Cover repairs or rebuilds insured damage or loss to your home buildings or pays the cost of repairing or rebuilding them:

with new materials,

to the same size and standard of your current home.

You will never be under insured with AAMI. See pages 17-19.

Peace of mind from guaranteed repair quality

The quality of workmanship and the materials used in any repair or rebuilding of your home and contents that we arrange and authorise will be guaranteed for the life of the property. See page 18.

Where to find

Important information	4
What we cover – the building	6
What we cover – insured events	8
What we do not cover – general exclusions	14
Precautions that you need to take	16
What we will pay – new for old	17
Repairing or rebuilding your building	17
The AAMI Home Repair Guarantee	18
Maintaining your building	18
Other costs	19
What we cover – additional benefits	20
Temporary accommodation	20
Accidental breakage	21
Cover when you are changing homes	21
Damage to electric motors	22
Locating water leaks	23
Replacing locks	23
Damage to garden beds, trees, shrubs and other plants	23
What we cover – your $10 million legal liability cover	24
What to do if you need to claim	27
Helping us pay your claim	27
What happens when you claim	28
Your responsibilities	30
Excesses	32
Important general information for you	33
What do we mean by that?	38
The AAMI Consumer Appeals Service	41