AAMI Motorcycle Third Party Property Damage Insurance Policy

Are you covered?

You are not covered:	You are covered:
	If your bike was being used in connection with it being serviced or repaired.
If your bike was being used for riding tuition.
	If your bike was being demonstrated for private sale. You need to take reasonable precautions to ensure the safe return of your bike.
If the rider of your bike was not licensed or authorised to ride it.	If your bike was stolen.
If the rider of your bike was under the influence of intoxicating liquor and/or of a drug or whose blood alcohol level was in excess of the legal limit in force where your bike was being ridden or who refused or failed to submit a specimen for testing as required by law where your bike was being ridden.	If your bike was stolen.
If your bike was being used or tested in or for a race, trial, test or contest or on a competition circuit, course or arena.	If your bike was being ridden by you on a safe riding training course commercially conducted by trained instructors.
If your bike was converted, altered or modified from its maker's specifications.	If you have told us and we have agreed in writing to cover the modification.
For the non-standard accessories you have fitted to your bike.	If you have told us and we have agreed in writing to cover these accessories.

You are not covered if your bike (including any attached sidecar or trailer) was:

in an unroadworthy or unsafe condition that contributed to the accident being a condition that was known to and disregarded by you.

carrying more passengers or loaded above the legal limit or loaded in an illegal way.

being used for hire or reward.

being used during your full-time, part-time or casual working period as an integral means of earning an income, unless you have told us about this use and we have agreed in writing to cover it - click here for more information on the use of your bike.

outside Australia.