AAMI Motorcycle Third Party Property Damage Insurance Policy

Value for money

The benefits we provide

Hassle free claims

Our claims service will take away the hassle and stress of having an accident. From quotes to repairs to keeping you informed of your bike's progress. Click here for more information.

Genuine parts

We use genuine parts in the repair of your bike. Click here for more information.

Lifetime Repair Guarantee

When we authorise repairs to your bike, we take total responsibility for them. We guarantee them for the life of your bike. Even if you sell it. Click here for more information.

We cover your replacement bike

If you replace your bike with another bike, we will insure your replacement bike from the time of its purchase, provided:

the replacement bike is one that we would normally insure,

you tell us within 14 days of the purchase of the replacement bike, and

you pay any additional premium we require. If an additional premium is payable, we will tell you how much it is and how it is to be paid.

The cover ends for the replaced bike and begins for the replacement bike at the time you take delivery of the replacement bike.

If we agree to insure your replacement bike and you pay us any additional premium we require, we will send you a new insurance schedule.

Discount on AAMI comprehensive insurance

When you change from third party to AAMI comprehensive motorcycle insurance, we give you the same rating you would have earned had you always been comprehensively insured.

Fire and theft extension - an additional premium is payable

When you pay us the additional premium we charge, we pay up to the amount covered for accidental loss or damage to your bike caused by fire or theft or attempted theft.

The amount covered for the fire and theft extension is the current market value of your bike up to $5,000.

Provided the amount covered is not exceeded, we will pay the reasonable cost of transporting your bike to the nearest repairer or place of safety if it cannot be safely ridden.

When your bike has been damaged, we will decide to repair it, pay the cost of repairing it, or declare it a write-off and pay the amount covered. Click here for more information.

When your bike has not been found after being stolen, we will declare it a write-off and pay the amount covered. Click here for more information.

AAMI theft hire car benefit - if you have extended your policy to cover fire and theft

A hire car if your bike is stolen - we pay the daily hire rate

If your bike is stolen, we can arrange a hire car for you for up to 21 days. We will pay the daily hire rate for the period the hire car is provided to you.

The hire car we arrange will be a four-cylinder, air-conditioned, automatic fourdoor sedan or hatchback.

If, within 14 days from when you told us your bike had been stolen, your bike is:

not recovered, you can keep the hire car for the full 21 days;

not recovered, you can keep the hire car for the full 21 days;

recovered damaged and we decide that the damage:

can be properly repaired, the hire car must be returned to us;

is such that we declare your bike a write-off, you can keep the hire car for a further 7 days from our write-off declaration.

If your bike is found undamaged within the 14 day period and the hire car cost is:

less than any excess you have paid, we will refund the balance,

more than any excess you have paid, we will pay the balance.

Our standard conditions for hire cars

The hire car we arrange will only be made available to you after you have claimed on your policy and paid any excesses that apply.

The hire car will remain in your possession based on the terms of the benefit that applies to your claim. It will be covered by this policy during the authorised hire period. If the hire car is damaged or stolen during the hire period, you will need to lodge a new claim under this policy and you must pay us any excesses that apply.

The cost of fuel will be your responsibility. Other conditions apply and they are available by phoning us on 13 22 44. They include a daily kilometre allowance, limitations on authorised drivers, return to pick up location and the lodgement of a security bond.