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Third Party Motorcycle Insurance

Covers you for damage to other people's vehicles and property, plus damage caused to your motorcycle by uninsured drivers. With option to include fire and theft cover.

Approved repairs guaranteed for life - claim online

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$15 OFF
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What is Third Party Motorcycle Insurance?

Third Party Property Damage Motorcycle Insurance can help to cover costs for which you’re liable if you damage someone else’s vehicle or property while you’re out riding. It can also offer up to $5,000 cover for damage caused to your motorcycle by uninsured drivers, and cover for fire and theft is available as an Optional Cover.

What's included in Third Party Motorcycle Insurance?

Economical


THIRD PARTY MOTORCYCLE
INSURANCE

$15 OFFWhen you quote and buy online

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Policy document downloads
Product Disclosure Statement (PDS)

  • Damage to other people’s vehicles and property

    We’ve got you covered for up to $20 million if your motorcycle damages someone else’s vehicle or property.


  • Damage by uninsured drivers

    You're also covered for reasonable costs of repair (up to $5,000) for damage to your motorcycle in a collision with a driver without insurance who is entirely at fault. You must give us the name and address of the at-fault driver and vehicle registration details.


This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) . It's dry, we know, but it's essential reading.

Optional Cover for
AAMI Third Party Damage Motorcycle Insurance

Optional Cover

FIRE & THEFT COVER

Upgrade your policy with this higher level of cover to ensure your motorcycle covered against loss or damage caused by fire, theft or attempted theft.

Policy document downloads
Product Disclosure Statement (PDS)

  • Damage by fire

    If your motorcycle is damaged by fire, we’ll cover the cost of repairs up to your Amount Covered shown on your certificate of insurance. If it’s a total loss, we’ll pay your Amount Covered (less any deductions).


  • Bike Theft

Hire car for up to 21 days

If your motorcycle is stolen, we'll keep you on the road with a hire car that meets your transport needs until your motorcycle is returned undamaged, or repaired, to a maximum of 21 days.​

Riding Apparel Cover

We cover your riding apparel (or your pillion passenger’s) if it's stolen by force from a secure storage compartment on your motorcycle, or damaged or stolen when your motorcycle is damaged or stolen in an incident covered by your policy. This includes helmets, gloves, riding jackets, pants, boots and any other motorcycle specific gear, such as body armour and knee guards.​

We cover up to a total of $1,000 for any one incident.​

Up to $500 for personal items

In addition to your riding apparel, we pay up to $500 for other items (e.g. clothing, electronic equipment and telecommunication devices) that are in a secured compartment in your motorcycle when your motorcycle has been stolen or damaged by fire in an incident covered by your policy. (Exceptions apply such as cash and tools.)​

Pay out if your motorcycle is stolen and isn't recovered

If your motorcycle is not recovered after 14 days and your claim is accepted, we will pay you the amount covered shown on your certificate of insurance less any deductions that apply.​

AAMI Third Party Motorcycle Insurance

Frequently asked questions

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Eligible Policies

AAMI Flexi-Premiums® are available on the following products:

  • Comprehensive Car Insurance
  • Home Building Insurance
  • Home Contents Insurance
  • Landlord Insurance
  • Strata Insurance
  • Comprehensive Motorcycle Insurance
  • Third Party Motorcycle Insurance
  • Caravan Insurance

Hire car for up to 21 days

If your motorcycle is stolen, we'll keep you on the road with a hire car that meets your transport needs until your motorcycle is returned undamaged, or repaired, to a maximum of 21 days.​

Riding Apparel Cover

We cover your riding apparel (or your pillion passenger’s) if it's stolen by force from a secure storage compartment on your motorcycle, or damaged or stolen when your motorcycle is damaged or stolen in an incident covered by your policy. This includes helmets, gloves, riding jackets, pants, boots and any other motorcycle specific gear, such as body armour and knee guards.​

We cover up to a total of $1,000 for any one incident.​

Up to $500 for personal items

In addition to your riding apparel, we pay up to $500 for other items (e.g. clothing, electronic equipment and telecommunication devices) that are in a secured compartment in your motorcycle when your motorcycle has been stolen or damaged by fire in an incident covered by your policy. (Exceptions apply such as cash and tools.)​

Pay out if your motorcycle is stolen and isn't recovered

If your motorcycle is not recovered after 14 days and your claim is accepted, we will pay you the amount covered shown on your certificate of insurance less any deductions that apply.​

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