Policy Documents

Please read your Policy Document carefully and retain a copy by printing or downloading it. Please also see our Supplementary Policy Documents, which should be read together with the main policy document to which it refers.

Car Insurance Premiums, Excesses, Discounts and Claim Payments Guide

 

For more information about how we calculate your premium, the excesses that apply, discounts and how we pay claims, choose the guide that applies to you.

 

Read this Guide for Comprehensive Car Insurance if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 5 April 2014.

Read this Guide for Comprehensive Car Insurance if:

  • you obtained a quote and commenced your policy between 1 May 2012 and 10 February 2014, or
  • your policy was due for renewal on between 1 May 2012 and 4 April 2014.

Read this Guide for Third Party Car Insurance if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 5 April 2014.

 

Click here for earlier guides.

Comprehensive Car Insurance Policy

Comprehensive Car Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Third Party Car Insurance Policy

Third Party Car Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Caravan Insurance Policy Brochure

Caravan

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Motorcycle Insurance Policy Brochure

Motorcycle Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Caravan Insurance Premiums, Excesses, Discounts and Claim Payments Guide

 

For more information about how we calculate your premium, the excesses that apply, discounts and how we pay claims, choose the guide that applies to you.

 

Read this Guide if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 4 April 2014.

Motorcycle Insurance Premiums, Excesses, Discounts and Claim Payments Guide

 

For more information about how we calculate your premium, the excesses that apply, discounts and how we pay claims, choose the guide that applies to you.

 

 

Read this Guide if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 4 April 2014.

 

Read this Guide for Comprehensive Motorcycle Insurance if:

  • you obtained a quote and commenced your policy between 14 November 2011 and 10 February 2014, or
  • your policy was due for renewal between 23 December 2011 and 4 April 2014.

 

Read this Guide for Third Party Motorcycle Insurance if:

  • you obtained a quote and commenced your policy between 5 November 2012 and 10 February 2014, or
  • your policy was due for renewal between 5 November 2012 and 4 April 2014.

 

Click here for earlier guides.

Home Building with Complete Replacement Cover Insurance Policy Brochure

Home Building Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Home Insurance Premiums, Excesses, Discounts and Claim Payments Guide

 

For additional information about how we calculate your home building insurance premium, the excesses that apply to your policy and for examples of how we pay home claims, choose the Premiums, Excesses, Discounts and Claim Payments Guide that applies to your cover:

 

Read this Guide for Home Building Insurance if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 4 April 2014.

Read this Guide for Home Contents Insurance if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 4 April 2014.

 

Click here for earlier guides.

Home Contents Insurance Policy Brochure

Home Contents Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Fire and Theft Contents Insurance Policy Brochure

Fire and Theft Contents Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Home Insurance Premiums, Excesses, Discounts and Claim Payments Guide

 

For additional information about how we calculate your home building insurance premium, the excesses that apply to your policy and for examples of how we pay home claims, choose the Premiums, Excesses, Discounts and Claim Payments Guide that applies to your cover:

 

Read this Guide for Fire and Theft Contents Insurance if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 4 April 2014.

Read this Guide for Landlord Insurance if:

  • you commenced your policy from 11 February 2014, or
  • your policy was due for renewal on or after 4 April 2014.

 

Click here for earlier guides.

Landlord Insurance Policy

Landlord Insurance

 

 

This PDS applies to new policies purchased after 10 February 2014 and renewal policies commencing after 4 April 2014.

Download printable version

 

Click here for earlier policy documents.

Premium, Excess and Claims Guide

Premium, Excess and Claims Guide

 

For additional information about how we calculate your travel insurance premium, the excess that applies to your policy and for examples of how we pay travel claims, choose the AAMI Travel Insurance – Premium, Excesses & Claims Guide that applies to you:

 

Read this Guide if:

  • Your policy commenced on or after 1 July 2013

Click here for earlier Guide.

  • Applied to 30 June 2013

 

Accidental Death Policy Brochure

Accidental Death

 

Download printable version

 

 

Also read this additional Policy Document:

Accidental Death Policy Document

Life Insurance Policy Brochure

Life

 

Download printable version

 

 

Also read this additional Policy Document:

Life Insurance Policy Document

Life Insurance Express Policy Brochure

Life Insurance Express

 

Download printable version
                                                                         

 

 

Bill Protect

 

Download printable version

 

 

Also read this additional Policy Document:

Bill Protect Policy Document

Life Insurance Policy

Income Protection

 

Download printable version

 

 

Also read this additional Policy Document:

Income Protection Policy Document

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