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Policy Documents

AAMI Comprehensive Car Insurance Policy

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Will we pay for?

Any reduced value of your car after your car has been damaged and repaired and the repairs have been properly performed. NO
Repairs carried out without our written consent. NO
Personal items stolen from your car, other than as provided for under ‘Emergency costs’ on page 22. NO
Repair or replacement of a whole set, for example, of wheels, where the loss or damage is to part of a set. NO
Loss because you cannot use your car, for example, of wages or commission. NO
Depreciation, wear, tear, rust or corrosion. NO
Mechanical, structural, electrical, electronic or other failure or breakdown. NO
Damage to your tyres caused by application of brakes or by road cuts, punctures or bursting. NO
Loss or damage caused intentionally by you or a person acting with your express or implied consent. NO
Loss or damage caused by failure to take reasonable steps to secure your car after it has broken down, been damaged in an accident or you have been notified that your car has been found after it was stolen. NO
Loss or damage caused when driving your car after receiving medical advice that your ability to drive your car is impaired by your condition or medical treatment. NO
Loss or damage caused by the lawful repossession or seizure of your car. NO
Loss or damage caused by any war, warlike activities or revolution including any looting or pillaging. NO
Loss or damage directly or indirectly caused by, arising from, or connected with: the use, misuse or existence of nuclear weapons; or the use, misuse, escape or existence of nuclear fuel, waste or nuclear materials or ionising radiation or contamination from such fuels, waste or materials; or combustion, detonation, fission and/or fusion of nuclear fuel or nuclear materials. NO
Loss or damage directly or indirectly caused by, arising from, or connected with actual or threatened chemical or biological pollution or contamination; or action taken by a public authority or any body authorised by a public authority to prevent, limit or remedy such actual or threatened release, pollution or contamination. NO

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AAMI Australia is a leading car insurance and home insurance provider. AAMI offers house, car and CTP insurance and quotes online.