The AAMI Caravan Insurance Policy

Product Disclosure Statement Content Summary

A summary of the content of the AAMI comprehensive car insurance policy is provided on pages 5-7. For the full details of the policy cover, benefits and conditions, you must read the entire policy.

Overview
Contacting AAMI:	You can contact AAMI by phone, email, mail, in person.
Premiums:	What we take into account in arriving at a premium. Paying by instalments.
Renewals:	Renewing your policy.
Changing address:	What to do when you change address.
Taxes and charges:	Government taxes and charges are shown on receipts.
Cooling off; Cancelling your policy:	You can cancel your policy within 14 days of its purchase date. AAMI also provides that you can cancel this policy at any time. To cancel this policy, please contact AAMI on 13 22 44.
Joint policyholders:	What happens when you insure jointly.
Privacy:	The privacy of your personal information.
Customer Charter:	The AAMI Customer Charter makes service and reporting promises.
Consumer appeals:	The AAMI Consumer Appeals Service. The Insurance Ombudsman Service (IOS).
Definitions:	Some words in this policy have defined meanings.
Duty of disclosure:	AAMI does not rely on the general duty of disclosure but AAMI does require you to give honest, correct and complete answers to any questions we ask you.

Cover
	Australia-wide or on-site cover.
	Cover for accidental loss of or damage to your caravan.
	Legal liability cover.
	Cover for your contents.
Excesses:	The excesses that may apply to your policy.

Conditions
	Some words in this policy have defined meanings.
	Evidence of ownership.
	Are you covered?
	Will we pay for?
	Inspecting and repairing your caravan.
	Conditions affecting our write-off payment or caravan replacement.
	Admission of liability.
	Giving assistance.

Additional Benefits
	A replacement caravan or the amount covered if your caravan is written off.
	Emergency accommodation and travelling costs.
	Transporting your damaged caravan.
	Insurance for your replacement caravan.

Claims
	The AAMI claims service.
	Repair quotations.
	Inspecting and repairing your caravan.
	Lifetime Repair Guarantee.
	If your caravan cannot be repaired.
	If your caravan has been stolen.
	Write-off payments or replacing your caravan.
	If someone else’s property is damaged.
	Admission of liability.
	Giving assistance.