About excesses
Excesses
An excess on your policy is the amount you have to pay towards each claim.
If your claim is for more than one occurrence, the excess/es applicable to each
occurrence will be payable.
If required by us, you must pay your excess before we make any payment or provide you with any policy benefits.
The types of excesses are:
Standard - This is the basic excess you must contribute towards each claim.
Additional - This excess may be imposed in special circumstances. It is payable in addition to any other excesses.
When one or more excesses apply to your policy, they will be shown on your insurance schedule and updated on your renewal notice.
Will you have to pay any excess?
| Was the accident or the event your fault? |
Can you give us the name and address of the person who was at fault or the registration number of their car? |
Will any excess be payable? |
| No |
Yes |
No |
| No |
No |
Yes, because we won’t have the opportunity to recover the cost of the damage to your caravan. |
| No |
No, because… Your caravan was stolen. Your caravan was damaged while it was on site or parked. Your caravan was damaged by an animal or the elements. |
Yes, because we won’t have the opportunity to recover the cost of the damage to your caravan |
| Yes |
- |
Yes |