The information we need from you and what you need to do
When we agree to insure you, to renew or vary your policy, or to pay your claim, our decision relies on the accuracy of the information you give us. If that information is not accurate, we can reduce or deny any claim you may make or cancel your policy. We never want to have to do that, so you must answer honestly, correctly and completely the questions we ask about:
you,
any other people who ride or will ride your motorcycle,
your motorcycle,
the motorcycle riding and car driving and insurance history of you and any other people who ride or will ride your motorcycle,
any events involving your motorcycle that result in a claim on your AAMI policy.
You must observe the conditions contained in your AAMI policy.
You must pay or agree to pay us the premium we charge and any excesses that apply.
You should retain this policy booklet so you can refer to it if needed.
When you renew your policy, we do not require you to comply with the general duty of disclosure. It is enough for you to simply tell us if the information on your renewal notice is incorrect or incomplete.
Evidence of ownership
When you make a claim, we may ask you to provide evidence of ownership and value of property. This evidence includes:
receipts, credit card and bank statements, photographs, and contracts of sale.
If you are unable to provide us with the evidence we require, we may reduce or refuse to pay your claim.