We insure all sorts of motorbikes (including cruiser, sport, touring, and naked bikes), scooters, and mopeds.
Our only exceptions are:
- Motorcycles built before 1976
- Select models of privately imported bikes
- Motorised bicycles (pedal powered)
- Racing bikes
- Any motorcycle used for business, hire or paid riding tuition
Unregistered motorcycles that don’t need to be registered by law, like dirt, trail and quad bikes, can be covered under ‘Fire, Theft & Third Party Property Damage cover’ but only for loss or damage to the motorcycle caused by fire and theft (including attempted theft). Importantly, for unregistered motorcycles there is NO cover under your policy for any legal liability arising from loss or damage or injury, when caused by or arising from the use of the motorcycle.