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- Select a question -Is the AAMI Skilled Driver course free?Does AAMI run a driving school?Is the course safe?Will a car be supplied for me to use on the day?How long does the AAMI Skilled Drivers course take?Who delivers the course?Does the course get cancelled if it rains?How do I get the discount on my premium once I complete the Skilled Drivers course?Can I attend the course if I, my parents or grandparents, don’t have comprehensive insurance with AAMI?What benefits or discounts could I get with AAMI comprehensive motor insurance?Am I covered under my parent’s AAMI comprehensive motor insurance policy?------------------------What is Comprehensive Motor Insurance?What is Third Party Property Damage Insurance?What do I do if I need to make a claim?What is an insurance premium?What is an excess?What does a pro-rata amount mean?If I drive my parent’s car and I’m on my parent’s comprehensive motor insurance policy as a driver, do they get the 10% discount?If my parents pay for my insurance, can I still get the 10% discount for the course?Are AAMI insurance premiums less when I’m off my P’s?Is car registration related to car insurance?
The Skilled Drivers course is free if you, your parents or grandparents have an AAMI comprehensive motor insurance policy. Once you complete the AAMI Skilled Drivers Course, you’ll get a 10% discount off your premium when you take out comprehensive motor insurance policy with AAMI. As long as you’re under the age of 25.
No. The Skilled Drivers Course is for young driver's who already hold a drivers licence, not a learners permit.
Safety is our first priority. All courses are conducted in a controlled environment, under strict supervision and by experienced trainers. A trainer is in the car during all practical exercises.
No. You will need to bring a car that is in a safe condition and road worthy. We recommend you use your own car or the car you normally drive.
The course starts at 9:30am and finishes between 3:30pm and 4pm.
The course is conducted by AAMI Skilled Driver trainers who are fully qualified and have a Certificate 4 in Training and Assessment.
No. Rain, hail or shine, the AAMI Skilled Drivers Course will go ahead.
You’ll be entitled to a 10% discount on AAMI comprehensive motor insurance until you reach 25. In the first year, the full 10% discount will be refunded if the course is completed in the first six months of the policy. You don’t need to do anything, we’ll automatically send you a cheque in the mail.
A pro-rata amount will apply if the course is completed in the second half of a yearly policy so you’ll be refunded for the number of months you have left before you receive your next renewal.
Yes, but you will need to pay a $190.00 (including GST) course fee.
The main benefits and discounts we offer include:
Learner drivers don’t have to be listed on the parent’s AAMI comprehensive motor insurance policy to be covered under an AAMI comprehensive motor insurance policy. As long as they are accompanied and supervised by a full licence holder a learner driver will be covered under the parent's policy in the event they have an accident. There is no need to ring up AAMI and put them on the policy, they are covered automatically.
Cover for damage to your own vehicle as well as damage your car may cause to other people's vehicle or property.
For more information click here.
AAMI Third Party Property Damage Car Insurance covers damage that your car causes to other people's vehicle or property up to $20,000 million, but not your own car.
From more information on our Third Party Property Damage insurance click here.
Just call AAMI on 13 22 44 where you’ll always speak to a real person, 24 hours a day, 7 days a week and we’ll take care of everything. To make the process even faster, make sure you have your policy number handy. AAMI will take away the stress and hassle by managing everything for you from start to finish.
The premium is the amount you pay us to cover your car and is shown on your policy schedule. When we calculate your risk premium we might take into account some or all of our premium factors depending on the policy purchased, and licenced history. Some of those premium factors could include; age of driver, gender of driver, type of car, age of car, address where the car is kept overnight, what the car is used for, licence history, etc.
An excess is the amount that you must first contribute towards each claim you make on your Policy unless we tell you otherwise. Some excesses, like the standard excess, will apply whenever you make a claim, unless you can provide us the name and address of the responsible party, or their vehicle’s registration number.
Pro-rata is the amount of remaining premium on an insurance policy. For example, if you complete the Skilled Drivers Course 7 months after your policy has started, a 10% discount will be applied to the remaining 5 months of your insurance policy, and we will refund you the saving.
If you drive your parent’s car and you’re listed as a driver on their AAMI policy, the 10% Skilled Driver Discount will be applied to their policy. If you and your parent's have separate policies than only the Skilled Driver participant (you) will be eligible for the 10% discount.
As long as the policy is under the Skilled Driver participant’s name it doesn’t matter who pays the premium, the Skilled Driver discount of 10% will be applied.
Whilst there is not a direct link between coming off your P’s and a reduced premium, your premium usually will decrease with age. There are many factors that affect a car insurance premium and your age is certainly a significant factor, however as you get older, your insurance premium usually does decrease.
Only CTP (Compulsory Third Party) insurance is associated with car registration. In NSW, in order to register your car with the Road Traffic Authority (RTA) you need to get your green slip or CTP insurance first. If you are planning to register your car in Queensland, you will need to purchase a Compulsory Third Party (CTP) Certificate. In all other states in Australia, CTP insurance is automatically applied to the cost of registering your car.
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