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Take the quiz: Why you shouldn’t use a mobile phone while driving

By  AAMI

Unless you’ve just returned to civilised society after a lengthy retreat in the bush, you’ll be aware of the law and that you could receive a penalty for using your phone while driving.

Using mobile phones while driving affects both cognitive and physical function. Cognitive because your attention is divided between two tasks, and physical because you probably take your hands off the wheel to use your phone.

There are even studies that suggest using a mobile phone while driving is similar to driving under the influence of alcohol, which is a frightening thought! So, maybe we’re not always as good at multi-tasking as we’d like to think.

Take our quiz to see how well you know the traffic laws around driving and mobile phone use.

Correct answer

Incorrect, the answer is A. Yes – absolutely!

Correct answer

Incorrect, the answer is B. All

Correct answer

Incorrect, the answer is B. Never! If I need to use my phone while I’m driving, I pull over to the side of the road (when it’s safe and legal to do so)

Correct answer

Incorrect, the answer is B. A fine and demerit points

Correct answer

Incorrect, the answer is B. No – you need to safely pull over to the side of the road before using a mobile phone (except when you’re hands-free functions)

Correct answer

Incorrect, the answer is B. NSW, NT, QLD, SA and VIC

Correct answer

Incorrect, the answer is A. To pass it to a passenger

Correct answer

Incorrect, the answer is A. Headsets and Bluetooth hands-free sets

Correct answer

Incorrect, the answer is A. Yes

Correct answer

Incorrect, the answer is B. It affects cognitive and physical function

How did you do?

Remember, these laws are in place for a reason: to limit driver distraction and keep people safe on our roads. The trickiest thing is that the specifics of driving legislation change between states. You should therefore not rely on this article for advice and instead make your own enquiries. For the most up-to-date information, visit the website of the transport authority relevant to the state you live in, or are travelling to.

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Though your car insurance policy won’t cover accidents that occur as a result of unlawful behaviour, like using your mobile phone while driving, it could come in handy if the unexpected happens. AAMI’s Car Insurance products include Comprehensive Car Insurance and Third Party Property Damage. So, whatever your needs, you may rest a little easier knowing your car is covered if you have a legitimate claim.

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Disclaimer:

Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Consider the Product Disclosure Statement before making a decision about this insurance. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.