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More ways to save on your AAMI policy


As one of Australia’s largest and most awarded insurers, AAMI makes it easy to insure many of the important things in life. And we believe that it shouldn’t cost you the earth to do so. Which is why we’re all about finding our customers ways to save. Explore just some of the ways you can save with us below.

Get up to a 10% discount when you buy Home and Contents Insurance together

Some things are better together, like strawberries and cream, and Home and Contents Insurance. Ok, so not as delicious as strawberries and cream, but Home and Contents Insurance can cover your house and personal belongings inside. And if you buy a new AAMI Home and Contents policy together, you’ll receive up to a 10% discount.

Receive up to a 15% credit as a driver who doesn’t claim

At AAMI, if something happens on the road, we’re always looking out for you. But what if nothing happens? Well, we’re still looking out for you. Which is why we give up to a 15% credit to drivers who don’t claim on their Comprehensive Car Insurance policy.

Vary your excess to save on your premium with AAMI Flexi-Premiums®

We know it pays to be flexible, which why we give you the flexibility to choose how much you pay or save on your premium. From Home and Contents Insurance to Comprehensive Car Insurance, with AAMI Flexi-Premiums® you can vary your excess to save on your premium. Therefore, the higher the excess, the lower the premium.

Buy online and save $50 off your Comprehensive Car Insurance

Looking for Comprehensive Car Insurance cover? Well, not only does AAMI provide cover for your car against theft and accidental damage, as well as damage to other people’s cars and property, you can also save $50 when you buy a new policy online.

Keep your policy up to date

Certain factors, such as how many people are listed on your policy as drivers, or how many kilometres you drive on average per year, may affect your premium. It's always important to keep your policy up to date. You can make changes to your policy quickly and easily online through your My Account. This includes things like:

  • Changes to the address you park your car at, if you move

  • Removing or adding listed drivers to your policy

  • Updating the average kilometres you drive per year

Comprehensive Car, Home and Contents Insurance are issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Maximum 15% credit is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. Credit is a percentage of the rated premium paid the previous year and is applied as a credit to next year's rated premium. Combined AAMI Home Building and Contents discount does not apply to the optional Portable Valuables cover. $50 discount available only on new Comprehensive Car Insurance policies when purchased online. Minimum premiums apply. Flexi-Premiums® available on Home Building and Contents insurance and Comprehensive Car Insurance. If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change. Read the relevant Product Disclosure Statement before buying insurance and consider whether it is right for you. Contact us on 13 22 44 or go to for a copy.