Modifications are alterations made to your vehicle that change its original manufacturer's standard construction or performance - such as modified suspension.
Accessories are things that are added to your vehicle for convenience or attractiveness - such as tinted windows in a car - that don't change its original manufacturer's standard construction or performance.
AAMI car and motorcycle policies automatically include cover for modifications and accessories up to the amount your vehicle's covered for, with the exception of:
- Custom or Specialised Paint (after market)
- Nitro or Hydrogen Fuel
- Petrol Turbo or Supercharger (fitted after market)
- Roll Bar / Roll Cage / Racing Harness