Flexi-Premiums® FAQs
Many of your general questions can be answered here.
If you have a specific question regarding your own policy, please contact us.
What is an excess?
An excess is the amount you pay to AAMI towards the cost of your claim for each incident covered by your policy. The total excess you need to pay is determined by the circumstances of your claim.
You won’t have to pay an excess for an incident where the driver of your car didn’t contribute to the accident, and you can give us the fault driver’s name and address and vehicle registration number. With AAMI Flexi-Premiums® you can choose to increase your policy’s excess to lower your premium!