Health Insurance FAQs

Many of your general questions can be answered here.
If you have a specific question regarding your own policy, please contact us.

Hospital Cover

Extras

Account Information

Healthcare General

HOSPITAL COVER

Health cover for costs related to hospital treatment.

EXTRAS COVER

Health cover for costs related to everyday services not in hospital.

Medicare Levy Surcharge

The Medicare Levy Surcharge (MLS) is a government tax on top of the normal Medicare Levy and impacts singles with a taxable income of over $93,000 or families (including couples and single-parents) with a taxable income of over $186,000 who don’t have an appropriate level of private hospital insurance for the full financial year. 

Holding any AAMI Health Insurance Hospital Cover product means you won’t pay the MLS if your income is above the government threshold and you maintain your hospital cover for the full financial year.

Read the AAMI Health Insurance Policy Booklet for more information.