Cover for loss or damage to your personal home and/or contents caused by an insured event. Insured events include flood*, fire*, lightning, storm*, and explosions.
Cover for legal liability if your business or products cause personal injury to someone else (who isn’t an employee) or damage to their property. Depending on your occupation, you can select from a limit of up to $5 million, $10 million or $20 million.
Cover of loss of, or damage to, your contents, specified items and stock caused by theft.
Cover for portable and valuable items you usually carry around with you for your business, like specialist tools, mobile phones, and point of sale terminals. Items valued under $2,500 don’t need to be specified on your policy.
We call this 'Back in Business' and it can provide cover for a reduction in business revenue and increased costs of working up to 12 months arising from the interruption or interference to your business due to loss or damage from insured events covered by your policy.
Cover for professional fees connected with a tax audit of a return by the ATO, or a Commonwealth, State, or Territory department, body, or agency.
Cover for the loss of, or damage to, your business’s money. The money may be in transit, at a business premises, or in custody at a private residence.
Cover for your ute, van, car, truck and more. Choose from three types of cover – Comprehensive, Legal Liability only or Legal Liability, fire and theft – depending on each vehicle you insure.