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Business

AAMI offers cover for:

  • Hair Salons
  • Home and Mobile Hairdressers
  • Beauticians
  • Beauty Parlours
  • Barbers
  • Nail Salons
  • Nail Technicians / Manicurists
  • Make-up artists
  • Stylists
  • And more!

Insurance for your hair and beauty business

You know glamour. We know salon insurance, hairdressing insurance, and beauty insurance. Whether you operate from your own salon, out of your home, or run a mobile business, AAMI can offer you business insurance that won’t go out of style.

Hair and 
beauty business

Customise your cover

  • Public & Products Liability included
  • Property Damage
  • Glass and signs
  • Theft
  • Money
  • Portable & Valuable Items
  • Back in Business

And more!

What sort of events are covered?

AAMI’s Public and Products Liability can help with a range of events that are common to hair and beauty businesses, such as:

  • a customer slipping on cut hair and being injured
  • an allergic reaction to a treatment
  • an allergic reaction to a product
  • spilling hot wax on a customer’s phone, and
  • a shelf falling and injuring a customer.

These are just a few examples. Check out the PDS for the broad range of events that are covered.

Policy document downloads
Product Disclosure Statement (PDS)

Treatment risks

Coverage for some hair and beauty treatments

It’s important to know what you’re covered for. So, below is a list of some treatments we cover, along with a few we don’t. This list isn’t exhaustive, so if you’re wondering about a particular treatment you perform, give us a call on 13 22 44.

We can cover

  • Hairdressing
  • All nail treatments
  • Manicuring, including the extension of false fingernails or extension tips
  • Shaving and waxing
  • Hair plucking, electrolysis and epilation
  • All eyebrow treatments
  • Make-up and facials
  • Eyebrow plucking or tinting
  • Eyelash tinting or perming and fixing of false eyelashes
  • Spray tanning
  • Facial, hand, foot, and neck massage

We can’t cover

  • Face lifts
  • Plastic surgery
  • Botox injections
  • Permanent body tattooing
  • Collagen injections
  • The removal or attempted removal of warts, moles or other growths, or hair therefrom
  • Solarium tanning

What am I covered for?

Your Liabilities

Your Assets

Your Finances

Business Insurance

Learn more about how AAMI helps businesses like yours

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Take control of your account

Jump online any time to request your certificate of currency, make a claim, renew your policy, and read your policy docs.

Business Insurance

Frequently Asked Questions

Commercial Motor

  • Comprehensive provides cover for theft, loss or damage to your vehicle and legal liability cover.
  • Legal liability, fire and theft provides cover loss or damage to your vehicle caused by theft, fire, explosion and lightning and legal liability cover.
  • Legal Liability provides cover for damage to third party property only.

Hair and beauty

AAMI offers cover for:

  • Hair Salons
  • Home and Mobile Hairdressers
  • Beauticians
  • Beauty Parlours
  • Barbers
  • Nail Salons
  • Nail Technicians / Manicurists
  • Make-up artists
  • Stylists
  • And more!

Business

AAMI offers cover for:

  • Hair Salons
  • Home and Mobile Hairdressers
  • Beauticians
  • Beauty Parlours
  • Barbers
  • Nail Salons
  • Nail Technicians / Manicurists
  • Make-up artists
  • Stylists
  • And more!