Get $10M Public Liability cover from only $124 per year.
When you buy $10m cover for 3 months
What's covered
- Injury to a third party – for example, a customer slips on spilled juice at your stall.
- Damage to third party property – such as your portable gazebo collapsing and damaging the stall of the vendor next to yours.
- Charges, expenses and legal costs, in certain circumstances.
What's not covered
- Products Liability Insurance – such as a customer getting injured or ill due to one of the products you sell.
- Employer liability – such as liability to compensate injury to your employees if injury occurs during employment. This can be covered under workers compensation insurance.
-Product recall – such as the costs associated with recalling a product you sell at your stall due to defect.
When you buy $10m cover for 3 months
What's covered
- Injury to a third party – for example, a customer trips on a rug at your stall.
- Damage to third party property – such as your portable gazebo collapsing and damaging the stall of the vendor next to yours.
- Injury or illness to a third party caused by your products – like a client getting an allergic reaction to the food you sell.
- Damage to third party property caused by your products – such as a candle you sell leaking wax and damaging a customer’s furniture in their home.
- Charges, expenses and legal costs, in certain circumstances.
What's not covered
- Employer liability – such as liability to compensate injury to your employees if injury occurs during employment. This can be covered under workers compensation insurance.
- Product recall – such as the costs associated with recalling a product you sell at your stall due to defect.
The cost of your stall holder insurance will depend on factors including but not limited to:
- which cover you choose
- how long you need to be covered, and
- how much insurance you need.
The table below helps you compare all pricing options. Please note, the 3-month and 6-month options are fixed term contracts and cannot be renewed.
For the lowest daily rate, choose a 12-month policy.
Fiona sells fresh juice at the markets and offers a seat and table with an umbrella for customers.
One market day, the table wasn’t weighted correctly and the umbrella tipped, knocking a customer in the head.
As we agreed Fiona did not correctly set up the umbrella, the customer's medical expenses were covered under Fiona's Market Stall Insurance.
Cassie has a market stall selling nut-free cakes. A customer with a nut allergy bought a chocolate cake and when she ate it, experienced an allergic reaction.
The cake was found to contain almond meal, even though Cassie had stated the cake was ‘nut-free’. The customer’s medical expenses were covered under Cassie’s Market Stall Insurance with Products Liability.