What is AAMI Market Stall Insurance?

If you sell fresh produce, arts and crafts, or food and beverages at your local market, having AAMI Market Stall Insurance may help protect you if your use of your market stall or the things you sell at a market or exhibit, injures someone else or damages someone else’s property.

There are two kinds of market stall insurance you can get:

  1. Public Liability Insurance, which provides cover for the cost of damages and legal representation if someone else suffers personal injury or damage to their property and your liability arises out of or in connection with your use of your market stall; or
  2. Products Liability Insurance, which provides cover if someone else suffers personal injury or damage to their property in connection with what you sell or promote at a market or exhibit, like one of your customers.*

*Exclusions and conditions apply. Please read the policy document for more information.

You can choose Public Liability Insurance by itself, or choose to also add Products Liability Insurance for a comprehensive level of cover.

AAMI Market Stall Insurance Products

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Public & Products Liability

Includes

Public Liability Product Liability

Covers your stall setup & goods

Products liability insurance covers your liability for damage to property or injury of a third party as a result of the products you sell at your stall. Some products are excluded, as noted on page 2 of the Policy Endorsement.

If the products you sell at your stall are found to be responsible for property damage or injury to someone else, for example a customer, products liability insurance can provide cover.

Public Liability

Includes

Public Liability

Covers your stall setup

If your stall or exhibit is found to be responsible for injuring someone else or damaging their property, public liability insurance provides cover for the cost of damages and legal representation.

How much does Market Stall Insurance cost?

For the lowest daily rate, choose a 12 month policy

3 months
6 months
12 months

$10M of cover

$84

$129

$168

$20M of cover

$99

$171

$204

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Which type of market stall insurance is right for me?

Fiona the food vendor

Fiona sells fresh juice at the markets and had a seat and table with an umbrella for customers. The table wasn’t weighted correctly and the umbrella tipped and knocked a customer in the head.

As we agreed that Fiona did not set up the umbrella correctly the customer's medical expenses were covered under Fiona's Market Stall Insurance.

Cassie the baker

Cassie has a market stall selling nut-free cakes. A customer with a nut allergy purchased a chocolate cake and experienced an allergic reaction when she ate it.

It was found that the cake contained almond meal even though Cassie had stated the cake was “nut-free”. The customer’s medical expenses were covered under Cassie’s Market Stall Insurance with Products Liability.

Market Stall Insurance

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