Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Car Insurance

You’re in good hands. AAMI is the trusted car insurance provider of around 1.8 million Australian drivers.

Lucky you're with AAMI

FREE AAMI Roadside Assist

For a whole year! Take out a new AAMI Comprehensive Car policy and it's yours.

also save $50

when you buy it online

Get a quote

Compare Car Insurance options

Comprehensive Car Insurance provides cover for your car and for damage to other people’s cars and property, while Third Party Car Insurance only covers the damage you cause to other people’s cars and property. You can get a car insurance quote today, quickly and easily.

Best Coverage Best Coverage Best Coverage Best Coverage

 
COMPREHENSIVE CAR

Modifications and accessories

At AAMI we cover all legal modifications and accessories fitted to your car, theress usually no need to list them on your policy. Just ensure the amount you cover your car for is enough to also include the value of all the insured accessories and modifications.

Hire car after not-at-fault-incidents

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

New for old replacement

If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and we agree to pay your claim as a total loss, where possible we'll replace it with a new car. Where this is not possible or we agree to, we will instead pay the amount covered, less applicable deductions. See the PDS for full details.

what's covered?

  • Cover for accidental damage
  • Cover for theft or attempted theft
  • Cover for damage by uninsured drivers
  • Includes accessories & modifications  
  • Includes hire car after not-at-fault incidents  
  • Includes new for old replacement  

1 Year Free Roadside Assist

Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. AAMI Roadside Assist helps with emergencies like flat tyres and batteries, lost or locked-in keys, and towing. Offer ends 10th July 2020. T&C's apply. Not available in conjunction with other offers.

Car hire for unlimited days

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Windscreen & window glass cover

This optional extra means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an insured event.

More about coverage types

upgrade with

  • AAMI Roadside Assist > 1 Year Free  
  • Car hire for unlimited days  
  • Windscreen & window glass cover  

More about Comprehensive Car

Save $50
when you buy a new policy online

Get a quote

This is a summary only - check out the details

Economical Economical Economical Economical

 
THIRD PARTY PROPERTY

Damage by uninsured drivers

If a driver without insurance causes damage to your car in a collision, we'll cover it up to $5,000.

We must agree the other driver is at fault and they can give us their name, address and the registration details of the other vehicle.

what's covered?

  • Damage to other people's property up to $20 million
  • Damage by uninsured drivers up to $5,000 

Fire & Theft cover

The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

More about coverage types

upgrade with

  • Fire & Theft Cover  

More about Third Party Property Damage

Save $20
when you buy a new policy online

Get a quote

This is a summary only - check out the details

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Real Aussies

Girl wearing green shirt and brown hair

Over 45 years insuring Australians

Hear from our customers

Reasons customers choose AAMI

Trusted since 1969

AAMI Safe Driver Rewards

AAMI Lucky Club

What's covered by Car Insurance?

Get up to speed on what's included with an AAMI Car Insurance quote.

Comprehensive Car Insurance

Third Party Property Car Insurance 

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement).

Looking for CTP or Greenslip?

Find out if you need CTP Insurance

Car insurance articles

Showing 3 of 4 articles Showing 2 of 4 articles Showing 1 of 4 articles
View all AAMI Answers

AAMI Car Insurance
Frequently asked questions

 

Find out exactly what AAMI customers think about our Car Insurance.

Car Insurance is rated 4.6 out of 5 by 4752.
Rated 5 out of 5 by from easy as to get a new policy im happy with how easy it was to find what i needed
Date published: 2020-05-14
Rated 5 out of 5 by from intuitive Working in advertising for 20+ years, and I KNOW I can trust you.
Date published: 2020-05-12
Rated 5 out of 5 by from great service Hi All, just wanted to say a bigh thankyou to the team manning the phones and internet. I know you must be getting a lot of frustrated callers and yourselves frustrated working from home. Just know that you have made my experiance dealling with AAmi easy and hassel free. please keep going with teh excwellent work you are doing . It makes a differance to someone . x
Date published: 2020-05-12
Rated 5 out of 5 by from Excelent I'm very pleased with this experience I hope I will come back to you for other 2 cars
Date published: 2020-04-30
Rated 5 out of 5 by from Fast and efficient I found the site easy to follow and everything worked properly.
Date published: 2020-04-29
Rated 5 out of 5 by from Peace of mind Usually, I do considerable research before taking decision; I've chosen AAMI for the 3rd time. There are cheaper insurer in Australian market, but most of their communication systems are overseas, they are hard to communicate. I strongly believe that they will not understand me when I am stressed and I need to communicate clearly. I don't want to give up my peace of mind for few dollars.
Date published: 2020-04-28
Rated 4 out of 5 by from pretty good system - not too complicated had a couple of tries but the latest one was satisfying
Date published: 2020-04-27
Rated 5 out of 5 by from Very easy to do I am very happy with the way I could easily do a quote and pay for it under 10 minutes. Fantastic service!!
Date published: 2020-04-26
Rated 5 out of 5 by from easy to get through and great value thank you accepting my new comprehensive car insurance, your value for money, particularly with the one year road side assistance added is wonderful. looking forward to not calling you ; - ) Johan
Date published: 2020-04-25
Rated 5 out of 5 by from Quick and easy Simple to do. Good quote on new vehicle with 2 years new for old. Of course, I hope I do not need it, but is reassuring.
Date published: 2020-04-23
Rated 5 out of 5 by from Simple Very easy and quick finished in no time, would recommend.
Date published: 2020-04-22
Rated 5 out of 5 by from very easy and swift AAMI is very clean and easy, takes the hassel out of car insurance.
Date published: 2020-04-21
Rated 5 out of 5 by from So easy my husband told me to change as he registered his car and I am glad I did good saving
Date published: 2020-04-17
Rated 4 out of 5 by from Fair as had to go back and forward a few times. some question already answered when buying, postal address insert confusing
Date published: 2020-04-17
Rated 3 out of 5 by from Online quote cheaper than premium Every time the loyal customer is ripped off compared to doing a new quote online. Even with a loyalty discount, a new online quote is better value.
Date published: 2020-04-16
Rated 5 out of 5 by from Online Comprehensive Insurance ... Best way to get a quote on car insurance Getting a quote on car insurance online was so easy. Just needed clarification on comprehensive insurance as each insurer names it differently, full comprehensive insurance, comprehensive insurance and with a quick telephone call to Hannah from AAMI, she cleared that up for me ... same same.
Date published: 2020-04-16
Rated 4 out of 5 by from Confirmation step in paying for a new car comp Insurance policy issue The last step to confirm my email address went into a loop saying it appears I alrady have another online account with the same url but different personal details.
Date published: 2020-04-15
Rated 5 out of 5 by from verry easy to do Im very happy with this service very helpful and friendly.
Date published: 2020-04-14
Rated 5 out of 5 by from Easy peasy Web site worked as expected, no delays. Easy to add extras wanted
Date published: 2020-04-14
Rated 5 out of 5 by from QUICK HAPPY to deal with AAMI i hope i will be protected for my car
Date published: 2020-04-14
Rated 5 out of 5 by from Quick and easy Happy with ease of completing the application forms
Date published: 2020-04-11
Rated 5 out of 5 by from So much easier than all the other online insurers Very satisfied with the ease, the price, the clarity
Date published: 2020-04-11
Rated 5 out of 5 by from Very simple to do Great price, Ease of completion, Got what was required
Date published: 2020-04-09
Rated 4 out of 5 by from It was easy and simple Great experience, good value, easy to register. I am delighted to be part of AAMI
Date published: 2020-04-08
Rated 5 out of 5 by from Easy to do Great price and very easy to navigate on the pages
Date published: 2020-04-06
Rated 5 out of 5 by from Great Service Very easy to navigate thru the on-line quoting application and great customer service when I also rang up. Lady very helpful,informative and pleasant, keep up great work.
Date published: 2020-04-04
Rated 5 out of 5 by from Excellent in every way Exceptional in every way..all credit to AAMI, Best in the business!
Date published: 2020-04-01
Rated 1 out of 5 by from terrible price Terrible price. I have so many policies with you and have had for so many years. I called up looking for some sort of gesture or discount but nothing was offered. Last time my family uses AAMI
Date published: 2020-04-01
Rated 5 out of 5 by from Too Simple Extremely happy with total online experience. 10 out of 10
Date published: 2020-04-01
Rated 5 out of 5 by from Easy Happy Chappy easy breezy helpful simple delightful refreshing simple comprehensive
Date published: 2020-03-31
  • y_2020, m_5, d_27, h_15
  • bvseo_bulk, prod_bvrr, vn_bulk_3.0.8
  • cp_2, bvpage2n
  • co_hasreviews, tv_116, tr_4636
  • loc_en_AU, sid_in.aami.car.buy, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_aami
  • bvseo_sdk, java_sdk, bvseo-3.1.1
  • CLOUD, getContent, 84ms
  • REVIEWS, PRODUCT

1 Year Free Roadside Assist

Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. AAMI Roadside Assist helps with emergencies like flat tyres and batteries, lost or locked-in keys, and towing. Offer ends 10th July 2020. T&C's apply. Not available in conjunction with other offers.

Damage by uninsured drivers

If a driver without insurance causes damage to your car in a collision, we'll cover it up to $5,000.

We must agree the other driver is at fault and they can give us their name, address and the registration details of the other vehicle.

New for old replacement

If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and we agree to pay your claim as a total loss, where possible we'll replace it with a new car. Where this is not possible or we agree to, we will instead pay the amount covered, less applicable deductions. See the PDS for full details.

Hire car after not-at-fault-incidents

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Modifications and accessories

At AAMI we cover all legal modifications and accessories fitted to your car, theress usually no need to list them on your policy. Just ensure the amount you cover your car for is enough to also include the value of all the insured accessories and modifications.

Car hire for unlimited days

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Windscreen & window glass cover

This optional extra means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an insured event.

Fire & Theft cover

The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

Need a hand?

Chat to us online now