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our most economical

Third Party Car Insurance

Well covered for the basics, giving you peace of mind without the bells and whistles.

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What's included in Third Party Car Insurance?

THIRD PARTY CAR INSURANCE

$20 OFFnew policies when purchased online

Third Party Car Insurance covers damage you cause to other people's vehicles + property only. This is a different form of cover to Compulsory Third Party Insurance (also known as a 'CTP or 'Green Slip'), which covers your liability to pay compensation for injuries to other people.

ALL DISCOUNTS AVAILABLE

 

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Policy document downloads

Product Disclosure Statement (PDS)

 

  • Damage to other people's vehicles and property

    Rest easy, we’ve got you covered up to $20 million if your car damages someone else’s vehicle or property.

  • Damage by uninsured drivers

    You’re also covered up to $5,000 for damage to your car by an uninsured driver at fault.

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

OPTIONAL EXTRA FOR
AAMI Third Party Car Insurance

FIRE AND THEFT COVER

The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

  • Car Theft

Hire car for up to 21 days

Replacement keys and recording of locks

Up to $500 for personal items

Your car deserves the best

Comprehensive Car Insurance

Everything above, plus...

  • Accidental damage to your car – even when it’s your fault
  • Choose a larger amount to cover your car for
  • Optional 24/7 roadside assistance - with AAMI Roadside Assist
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$50 off Comprehensive Car when you buy online

Join and enjoy exlusive access to shows and events with your family and friends

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get exclusive access to amazing experiences. Because at AAMI, we’re an insurance company that’s not very insurancey.

Find out more

Personal items

Left something in the car? We pay up to $500 for things that were in your car when the car was stolen, such as phones, laptops or clothing. (Exceptions apply such as cash and tools.)

Replacement Keys

Up to a value of $1,000.

Hire car

We keep you on the road with a hire car until your car’s returned undamaged or repaired, to a maximum of 21 days.

Write Off

We consider your car a write off when:

  • It’s stolen and unrecovered after 14 days; or
  • We decide it's uneconomical, impractical or unsafe to repair.

We also refer to this as ‘total loss’.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Amount Covered

How much your car’s insured for.

It’s the maximum amount we’ll pay for loss or damage to your car caused by an insured incident.  The amount is shown on your certificate of insurance and includes GST.

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and ACT CTP Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. AAMI Life Insurance and Accidental Injury Insurance are issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (SLSL) and are distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621, AFSL 229885 (SFS) under the AAMI brand. AAMI Income Protection is issued by SLSL and distributed by SFS, under the brand AAMI, and AAI, who only issues the redundancy benefit. AAI trading as AAMI does not provide any financial product advice in relation to AAMI Life Insurance, Accidental Injury and Income Protection (except in relation to the redundancy benefit).

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Suncorp Insurance Ventures Pty Ltd ABN 53 158 182 042 (SIV), for which SIV receives commission.

Pet Insurance is issued by The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) (Ventures) under the AAMI brand); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Ventures are authorised representatives of PetSure. PIPL and PIPL’s authorised distribution partners (including Ventures) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any – ask PetSure for more details.

Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it’s appropriate for you before making any decisions about whether to buy or continue to hold a product. Information current as of 9 July 2015.