We've got you well covered
Giving you peace of mind
This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.
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Theft and accidental damage
Rest easy, we've got your caravan covered for damage or loss caused by theft, attempted theft, collision, malicious damage and fire, and natural events such as hail, storm, flood or bushfire.
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Includes fixtures and fittings
Such as furniture, refrigerator, stove, air conditioning unit, floor coverings, fixed awnings and solar panels.
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Damage to other people’s vehicles and property
You’re also covered for damage to someone else’s vehicle or property up to $20 million.
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If your caravan is damaged
- Emergency repairs More about about emergency repairs
- Towing and storage More about towing and storage
- Temporary accommodation More about temporary accommodation
- Fast and reliable repairs More about fast and reliable repairs
- Repair guarantee for life More about repair guarantee for life
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If your caravan is stolen or total loss^
- Pay out the Amount Covered More about paying out Amount Covered
- New caravan if less than 2 years old More about new caravan
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If your contents are stolen or damaged
We include automatic cover for up to $1,000 for accidental loss or damage to your contents in your caravan or annexe, which can be increased on request.
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Optional Covers
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Annexes in use
Your caravan’s annexe is automatically covered when it’s locked in your caravan and not being used. However, you can take out optional cover for when it’s in use, up to your chosen Amount Covered.
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Need more contents cover?
Your caravan's contents are automatically covered up to $1,000, but if you need more cover, no problem! Simply ask us about increasing it.
Frequently asked questions
AAMI Caravan Insurance
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Helping you get a better deal
Smart ways to lower your premium
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Increase your excess
Sounds complex but it’s very easy! With AAMI Flexi-Premiums®, you can choose to increase your excess to lower your premium.
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Choose your 'Amount Covered'
You can choose the amount you want to cover your caravan for, within a range we provide, so you’re in control of the amount covered by your policy.
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No Claim Bonus
Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB.
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For a quote call 13 22 44
tel:132244
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^Your caravan and/or annexe becomes a total loss if:
- It is stolen and unrecovered after 14 days and we accept your claim for theft of your caravan and/or annexe; or
- It is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy.
This is just a summary. For full details, check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.