AAMI Double up and Save 20% discount Terms & Conditions

1. To qualify for the 20% Promotional Discount (the "PD"), you must first hold and have paid for an AAMI Compulsory Third Party policy during vehicle registration in South Australia (‘Current Active Policy’) and purchase a new subsequent Eligible Car Policy with AAMI during the relevant Eligibility Period, (“Eligible Customer”). Eligible Customers must also meet the other requirements in these terms and conditions.
2. Eligible Policies under this PD are those listed in the below table as “Eligible Policies”. 
3. If the PD is applied to the premium, any other current online discount (including the $50/$20 or other online discount available from time to time) is not applicable and will not be applied to the premium. This PD is not available in conjunction with any online discount available from time to time.
4. For the PD to be applied, the new subsequent Eligible Policy, must be quoted and purchased via one of the following means during the Eligibility Period:
   1. Online quote and purchase: first purchasing a “Current Active Policy” and directly after, purchasing a subsequent Eligible Policy via a quote funnel on aami.com.au and indicating a Current Active Policy is held; or
   2. Direct communication to Eligible Customers: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter via a personalised email to Eligible Customers; or 
   3. Banner in Eligible Customer’s AAMI Online Account: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter within an Eligible Customer’s Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; or 
   4. Contact Centre: purchasing a subsequent Eligible Policy via the AAMI Contact Centre; or 
   5. Valid saved quote: purchasing a subsequent Eligible Policy from a saved quote with the PD applied and that remains valid.
      
5. The PD applies to Eligible Policies in situations listed below:

6. The PD is available for the first year’s premium of new Eligible Policies only and not on current policies or subsequent renewals or any other changes to your policy.
7. The PD is applied to the premium before we add taxes and charges. If you are eligible for other discounts (in addition to the PD), we will apply each discount in a predetermined order to the already discounted premium.
8. The PD is only available to South Australian risk addresses.
9. If an online discount offer is also available for an Eligible Policy, the Promoter will calculate whether this PD or an online discount provides a greater discount off the Eligible Policy’s premium. The Promoter will apply the offer that provides the greater discount off the premium of an Eligible Policy. For the avoidance of doubt, if an online discount provides a greater discount than this PD, the online discount will be applied and this PD will not be available to the Eligible Customer as per term 3 of these terms.
10. AAMI Comprehensive Car Insurance counts as an eligible policy but the PD does not apply to the AAMI Roadside Assist if this optional cover is selected.
11. The PD does not apply to the AAMI SA Compulsory Third Party policy.
12. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.
13. All quotes provided are subject to the insurers normal underwriting criteria.
14. Current Active Policies and Eligible Policies listed in the table above are issued by AAI trading as AAMI. Eligible Customers should consider the relevant Product Disclosure Statement available at www.aami.com.au and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. The Target Market Determination is also available.
15. The Promoter reserves the right to verify an Eligible Customer satisfies these terms and conditions, including that they hold an AAMI SA CTP policy in order to be eligible for this PD.
16. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

1. To be eligible (an “Eligible Customer”) for the AAMI Double up and Save 20% discount on the first year premium of an Eligible Policy, the Policy Discount ("PD"), you must:
   1. hold or have paid for a Current Active Policy, and
   2. comply with these Terms and Conditions.
   Details of Eligible Policies and Current Active Policies are in Table 1 of these Terms & Conditions.
2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy. A new policy does not include a current policy converted to a different policy type, for example when a Third-Party Property Damage insurance policy is converted to a Comprehensive insurance policy insuring the same risk address.
3. If the PD is applied to the first year premium of an Eligible Policy, any other offer (including the Free Roadside Assist promotional offer) or any other online discount which may be available from time to time will not be available and will not be applied to the premium. If you are eligible for more than one online discount, the Promoter will apply the offer that provides the greater discount off the premium of an Eligible Policy.
4. To qualify for this PD, Eligible Customers must quote and purchase a new Eligible Policy via one of the following means during the Eligibility Period (defined in Table 1 below):
   1. Online quote and purchase
      Directly after purchasing a Current Active Policy online at aami.com.au, access the unique URL/web address for this PD that is made available by the Promoter to quote and purchase a new Eligible Policy online, OR
   2. Direct communication
      Quote and purchase a new Eligible Policy via the unique address sent by the Promoter via a personalised email, OR
   3. Banner in AAMI Online account:
      Quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter within an Eligible Customer’s Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR
   4. Valid saved quote
      Purchase the new Eligible Policy from a saved quote with this PD applied.

Table 1

5. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium.
6. This PD does not apply to Optional AAMI Roadside Assist, optional AAMI Home Assist Cover or Optional Excess-free Glass Cover.
7. After the first year of your new Eligible Policy, you will no longer receive the PD. Any subsequent renewal offer will revert to the undiscounted premium.
8. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.  
9. All quotes provided are subject to AAI’s normal underwriting criteria. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. Go to aami.com.au for a copy. The Target Market Determination is also available.
10. The Promoter reserves the right to verify that an Eligible Customer satisfies these Terms and Conditions.
11. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw all or part of this PD at any time and without notice at the Promoter’s sole discretion.

Save this PD

12. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or Sales Consultant in the AAMI Contact Centre so they can remain eligible to claim this PD on the same terms as above before 30 September 2023 (“Save this PD”).
13. To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:
    1. Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 30 September 2023, or
    2. Speaking to a Sales Consultant in the AAMI Contact Centre and requesting future contact from the Promoter before 30 September 2023.
14. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.