1. To qualify for the 20% discount on the first year premium of an Eligible Policy ("PD"), you must:
   1. hold and have paid for a Current Active Policy;
   2. purchase a new Eligible Policy; and
   3. comply with these Terms and Conditions
   during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions.
2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy. A new policy does not include a current policy converted to a different policy type, for example when a home insurance policy is converted to a landlord insurance policy, or a comprehensive car insurance policy is converted to a third-party property damage policy.
3. If you apply for this PD, you are not eligible to receive any other discount (including the Free Roadside Assist promotional offer) that is made available from time to time. If you are eligible for an online discount or this PD, only one will be applied. If an online discount provides a greater discount than this PD, this PD will not apply.
4. To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period:
   1. Online Quote and Purchase
      You must:
      1. purchase a Current Active Policy on AAMI.com.au; and
      2. directly after accessing the unique URL/web address for this PD (“Unique Address”) that is made available by the Promoter and product issuer; OR
   2. Direct Communication to Eligible Customers
      You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter and product issuer via a personalised email; OR
   3. Banner in Eligible Customer’s AAMI Online Account
      You must quote and purchase the Eligible Policy via the Unique Address made available to an Eligible Customer via their AAMI Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR
   4. Valid saved quote
      You must purchase a new Eligible Policy from a saved quote with this PD applied during the Eligibility Period; OR
   5. Contact Centre
      You must purchase a new Eligible Policy via the AAMI Contact Centre.

This PD applies to the following Eligible Policies:

5. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium. This PD does not apply to Optional AAMI Roadside Assist, Optional AAMI Home Assist and Optional AAMI Free Excess Free Glass Cover.
6. The Promoter and product issuer is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.

    

7. All quotes provided are subject to AAI’s normal underwriting criteria. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continuing to hold a product.
8. The Promoter and product issuer reserve the right to verify an Eligible Customer satisfies these Terms and Conditions.
9. The Promoter and product issuer reserve the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter and product issuer’s sole discretion.

Save this PD

10. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter and product issuer or sales consultant in the AAMI Contact Centre so they can remain eligible to claim this PD on the same terms as above before 28 September 2022 (“Save this PD”).
11. To Save this PD, the Eligible Customer must request future contact from the Promoter and product issuer about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:
    1. Submitting their details via the Unique Address that is made available by the Promoter and product issuer to Eligible Customers and requesting future contact from the Promoter and product issuer before 28 September 2022; or
    2. Speaking to a sales consultant in the AAMI Contact Centre and requesting future contact from the Promoter before 28 September 2022. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.

Get a quote

1. To qualify for the 20% discount on the first year premium of an Eligible Policy ("PD"), you must:
   1. hold and have paid for a Current Active Policy;
   2. purchase a new Eligible Policy; and
   3. comply with these Terms and Conditions
   during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions.
2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy.
3. If you apply for this PD, you are not eligible to receive any other discount (including the Free Roadside Assist promotional offer) that is made available from time to time. If you are eligible for an online discount or this PD, only one will be applied. If an online discount provides a greater discount than this PD, this PD will not apply.
4. To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period:
   1. Online Quote and Purchase
      You must:
      1. purchase a Current Active Policy on AAMI.com.au; and
      2. directly after accessing the unique URL/web address for this PD (“Unique Address”) that is made available by the Promoter; OR
   2. Direct Communication to Eligible Customers
      You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter via a personalised email; OR
   3. Banner in Eligible Customer’s AAMI Online Account
      You must quote and purchase the Eligible Policy via the Unique Address made available to an Eligible Customer via their AAMI Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR
   4. Valid saved quote
      You must purchase a new Eligible Policy from a saved quote with this PD applied during the Eligibility Period; OR
   5. Contact Centre
      You must purchase a new Eligible Policy via the AAMI Contact Centre.

This PD applies to the following Eligible Policies:

5. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium. This PD does not apply to Optional AAMI Roadside Assist, Optional AAMI Home Assist and Optional AAMI Excess Free Glass Cover (available to existing customers from 11/11/2020).
6. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.
7. All quotes provided are subject to AAI’s normal underwriting criteria. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continuing to hold a product.
8. The Promoter reserves the right to verify an Eligible Customer satisfies these Terms and Conditions.
9. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

Save this PD

10. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or sales consultant in the AAMI Contact Centre so they can remain eligible to claim this PD on the same terms as above before 18 December 2021 (“Save this PD”).
11. To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:
    1. Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 18 December 2021; or
    2. Speaking to a sales consultant in the AAMI Contact Centre and requesting future contact from the Promoter before 18 December 2021
12. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.

1. To qualify for the 20% discount on the first year premium of an Eligible Policy ("PD"), you must:
   1. hold and have paid for a Current Active Policy;
   2. purchase a new Eligible Policy; and
   3. comply with these Terms and Conditions
   during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions.
2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy.
3. If you apply for this PD, you are not eligible to receive any other discount (including the Free Roadside Assist promotional offer) that is made available from time to time.  
4. To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period:
   1. Online Quote and Purchase
      You must:
      1. purchase a Current Active Policy on AAMI.com.au; and
      2. directly after accessing the unique URL/web address for this PD (“Unique Address”) that is made available by the Promoter; OR
   2. Direct Communication to Eligible Customers
      You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter via a personalised email; OR
   3. Banner in Eligible Customer’s AAMI Online Account
      You must quote and purchase the Eligible Policy via the Unique Address made available to an Eligible Customer via their AAMI Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR
   4. Valid saved quote
      You must purchase a new Eligible Policy from a saved quote with this PD applied during the Eligibility Period; OR
   5. Contact Centre
      You must purchase a new Eligible Policy via the AAMI Contact Centre.
5. This PD applies to the following Eligible Policies:

6. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium.
7. If you are eligible for an online discount or this PD, the Promoter will:
   1. calculate whether this PD or the online discount offer provides a greater discount off the Eligible Policy’s premium; and
   2. apply the offer that provides the greater discount.
   For the avoidance of doubt, if an online discount provides a greater discount than this PD, this PD will not apply.
8. AAMI Comprehensive Car Insurance counts as an eligible policy but this PD does not apply to AAMI Roadside Assist if this optional cover is selected.
9. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI Insurance.
10. All quotes provided are subject to AAI’s normal underwriting criteria.
11. Current Active Policies and Eligible Policies listed in Tables 1 and 2 are issued by AAI.  
12. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product.
13. The Promoter reserves the right to verify an Eligible Customer satisfies these Terms and Conditions.
14. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

Save this PD

15. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or sales consultant in the AAMI Contact Centre so they can remain eligible to claim this PD on the same terms as above before 31 July 2021 (“Save this PD”).
16. To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:
    1. Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 31 July 2021; or
    2. Speaking to a sales consultant in the AAMI Contact Centre and requesting future contact from the Promoter before 31 July 2021
17. When the Promoter makes the requested future contact, they will provide the Eligible Customer the relevant details to claim the PD at that point in time (including any offer end dates).
18. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.

1. To qualify for the 20% discount on the first year premium of an Eligible Policy ("PD"), you must:
   1. hold and have paid for a Current Active Policy;
   2. purchase a new Eligible Policy; and
   3. comply with these Terms and Conditions
   during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions.
2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy.
3. If this PD is applied, you are not eligible to receive any other discount (including the Free Roadside Assist promotional offer) that is made available from time to time. This PD is not available in conjunction with any other offers.
4. To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period:
   1. Online quote and purchase:
      You must:
      1. purchase a Current Active Policy on AAMI.com.au; and
      2. You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter via a personalised email; OR
   2. Direct communication to Eligible Customers:
      You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter via a personalised email; OR
   3. Banner in Eligible Customer’s AAMI Online Account:
      You must quote and purchase the Eligible Policy via the Unique Address made available to an Eligible Customer via their AAMI Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR
   4. Valid saved quote:
      You must purchase a new Eligible Policy from a saved quote with this PD applied during the Eligibility Period; OR
   5. Contact Centre:
      You must purchase a new Eligible Policy via the AAMI Contact Centre.
5. This PD applies to the following Eligible Policies:

6. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium.
7. If you are eligible for an online discount or this PD, the Promoter will:
   1. calculate whether this PD or the online discount offer provides a greater discount off the Eligible Policy’s premium; and
   2. apply the offer that provides the greater discount.
8. AAMI Comprehensive Car Insurance counts as an eligible policy but this PD does not apply to AAMI Roadside Assist if this optional cover is selected.
9. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI Insurance. 
10. All quotes provided are subject to AAI’s normal underwriting criteria.
11. Current Active Policies and Eligible Policies listed in Tables 1 and 2 are issued by AAI.
12. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. 
13. The Promoter reserves the right to verify an Eligible Customer satisfies these Terms and Conditions.
14. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

Save this PD

15. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or sales consultant in the AAMI Contact Centre so they can remain eligible to claim this PD on the same terms as above before 10 July 2021 ("Save this PD").
16. To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:
    1. Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 10 July 2021; or
    2. Speaking to a sales consultant in the AAMI Contact Centre and requesting future contact from the Promoter before 10 July 2021
17. When the Promoter makes the requested future contact, they will provide the Eligible Customer the relevant details to claim the PD at that point in time (including any offer end dates).
18. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.

Online only offer

1. To qualify for this 20% Promotional Discount (the "PD"), you must first hold a Current Active Policy, and purchase a new subsequent Eligible Policy with AAMI online during the relevant Eligibility Period and meet other requirements in these terms and conditions (“Eligible Customer”).
2. Eligible Policies under this PD are those listed in the below table as “Eligible Policies”.
3. If the PD is applied to the premium, any other current online discount (including the $50/$25 or other online discount available from time to time) is not applicable and will not be applied to the premium.  This PD is not available in conjunction with any online discount available from time to time.
4. For the PD to be applied, the new subsequent Eligible Policy, must be quoted and purchased via one of the following means during the Eligibility Period:
   1. Online quote and purchase: first purchasing a “Current Active Policy” on aami.com.au and directly after, purchasing a subsequent Eligible Policy via the unique URL/web address for the PD (“Unique Address”) that is made available by the Promoter; or
   2. Direct communication to Eligible Customers: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter via a personalised email to Eligible Customers; or 
   3. Banner in Eligible Customer’s AAMI Online Account or Suncorp App: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter within an Eligible Customer’s Online Account or Suncorp App account if an Eligible Customer has linked a Current Active Policy into their relevant account; or
   4. Valid saved quote: purchasing a subsequent Eligible Policy from a saved quote with the PD applied and that remains valid.
5. The PD applies to Eligible Policies in situations tabulated here:
 

 

 

 

“Current Active Policy” (already paid for)	“Eligible Policies” (20% Promotional Discount applied to New Subsequent Eligible Policy)	Eligibility Period
AAMI Comprehensive Car Insurance Policy	AAMI Home Building, Home Contents, or combined Home & Contents Insurance Policies	From 6 July 2019 to 28 September 2021 (Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes.)
AAMI Third Party Property Damage Car Insurance Policy	AAMI Home Building, Home Contents, or combined Home & Contents Insurance Policies
AAMI Third Party Fire & Theft Car Insurance Policy	AAMI Home Building, Home Contents, or combined Home & Contents Insurance Policies

6. Eligible Policies do not include AAMI Fire and Theft Contents Insurance, AAMI Landlord Insurance or AAMI Strata Insurance Policies or Compulsory Third Party (CTP) Policies.
7. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy. A new policy does not include a current policy converted to a different policy type, for example when a home insurance policy is converted to a landlord insurance policy, or a comprehensive car insurance policy is converted to a third-party property damage policy
8. The PD is applied to the premium before we add taxes and charges. If you are eligible for other discounts (in addition to the PD), we will apply each discount in a predetermined order to the already discounted premium. Minimum premiums may apply.
9. If an online discount offer is also available for an Eligible Policy, the Promoter will calculate whether this PD or an online discount provides a greater discount off the Eligible Policy’s premium. The Promoter will apply the offer that provides the greater discount off the premium of an Eligible Policy. For the avoidance of doubt, if an online discount provides a greater discount than this PD, the online discount will be applied and this PD will not be available to the Eligible Customer as per term 3 of these terms.
10. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.
11. All quotes provided are subject to the insurers normal underwriting criteria.
12. Current Active Policies and Eligible Policies listed in the table above are issued by AAI trading as AAMI.  Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. 
13. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

1. To qualify for the 20% Promotional Discount (the "PD"), you must first hold and have paid for an AAMI Compulsory Third Party policy during vehicle registration in South Australia (‘Current Active Policy’) and purchase a new subsequent Eligible Car Policy with AAMI during the relevant Eligibility Period, (“Eligible Customer”). Eligible Customers must also meet the other requirements in these terms and conditions.
2. Eligible Policies under this PD are those listed in the below table as “Eligible Policies”. 
3. If the PD is applied to the premium, any other current online discount (including the $50/$20 or other online discount available from time to time) is not applicable and will not be applied to the premium. This PD is not available in conjunction with any online discount available from time to time.
4. For the PD to be applied, the new subsequent Eligible Policy, must be quoted and purchased via one of the following means during the Eligibility Period:
   1. Online quote and purchase: first purchasing a “Current Active Policy” and directly after, purchasing a subsequent Eligible Policy via a quote funnel on aami.com.au and indicating a Current Active Policy is held; or
   2. Direct communication to Eligible Customers: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter via a personalised email to Eligible Customers; or 
   3. Banner in Eligible Customer’s AAMI Online Account or Suncorp App: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter within an Eligible Customer’s Online Account or Suncorp App account if an Eligible Customer has linked a Current Active Policy into their relevant account; or 
   4. Contact Centre: purchasing a subsequent Eligible Policy via the AAMI Contact Centre; or 
   5. Valid saved quote: purchasing a subsequent Eligible Policy from a saved quote with the PD applied and that remains valid.
      
5. The PD applies to Eligible Policies in situations listed below:

6. The PD is available for the first year’s premium of new Eligible Policies only and not on current policies or subsequent renewals or any other changes to your policy.
7. The PD is applied to the premium before we add taxes and charges. If you are eligible for other discounts (in addition to the PD), we will apply each discount in a predetermined order to the already discounted premium. Minimum premiums may apply.
8. The PD is only available to South Australian risk addresses.
9. If an online discount offer is also available for an Eligible Policy, the Promoter will calculate whether this PD or an online discount provides a greater discount off the Eligible Policy’s premium. The Promoter will apply the offer that provides the greater discount off the premium of an Eligible Policy. For the avoidance of doubt, if an online discount provides a greater discount than this PD, the online discount will be applied and this PD will not be available to the Eligible Customer as per term 3 of these terms.
10. AAMI Comprehensive Car Insurance counts as an eligible policy but the PD does not apply to the AAMI Roadside Assist if this optional cover is selected.
11. The PD does not apply to the AAMI SA Compulsory Third Party policy.
12. The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.
13. All quotes provided are subject to the insurers normal underwriting criteria.
14. Current Active Policies and Eligible Policies listed in the table above are issued by AAI trading as AAMI.  Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. 
15. The Promoter reserves the right to verify an Eligible Customer satisfies these terms and conditions, including that they hold an AAMI SA CTP policy in order to be eligible for this PD.
16. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.