Am I covered for off-road driving?

You sure are. Our car insurance policies cover your car whenever it’s driven off-road for private and recreational use. However, you still have to take reasonable precautions to keep your car safe. Keep in mind that you’re not covered if your car was:

• In an un-roadworthy condition
• Being used in a race, contest, competition, trial, test, hill climb or any motor sport
• Damaged further as a result of it being driven after an incident