Am I covered for off-road driving?

You sure are. Our car insurance policies do provide cover when you drive your car off-road for private and recreational use.

However, you still have to take reasonable precautions to keep your car safe. Keep in mind that you’re not covered if your car was:

In an un-roadworthy condition
Being used in a race, contest, competition, trial, test, hill climb or any motor sport
Damaged further as a result of it being driven after an incident

If you need to make a claim after an incident while off-road driving, head to AAMI Claims.