Got a question? AAMI has you covered.
Am I covered if I drive someone else's car?
Your Comprehensive Car Insurance or Third Party Car Insurance policy is only attached to your vehicle. It doesn't follow you when you drive other people's cars. For someone else to be covered while driving your vehicle, they need to be on your policy as a listed driver. It's always best to read over your Certificate of Insurance (COI) and the relevant Product Disclosure Statement (PDS) so you know exactly where your coverage extends to.
To retrieve your Certificate of Insurance, follow these steps…
- Sign into your AAMI My Account
- Select the policy you want
- Select 'View policy'
- Select 'Get documents'
- Choose 'Certificate of Insurance' from the drop-down menu
- Make sure the correct email address is entered and click 'Send'
You can view the PDS documents below:
Your SA Compulsory Third Party (CTP) policy, NSW CTP Green Slip policy, or ACT Motor Accident Injuries Insurance (MAI Insurance) policy is attached to your vehicle, and covers people injured in a motor vehicle accident, regardless of who is driving the vehicle at the time.