Do I need to get separate insurance for my overseas hire car?

Yes, you’ll need to take out insurance on your hire car as it’s not included in your Travel Insurance policy.

If you do find yourself making a claim with your hire car insurance during your travels, AAMI will cover the excess cost (up to a certain limit). All you have to do is lodge your claim with your hire car insurer (as you normally would), and provide us with a written report from them that shows you have to pay the excess.