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How long is the waiting period before a Pet Insurance claim can be made?
For illnesses, there is a waiting period of 30 days from the beginning of your policy before you can make a claim.
For some injuries, there is also a 30-day waiting period, while others have a waiting period of 0 days, meaning that a claim can be made as soon as your policy commences.
The specific incidents to which each waiting period applies are listed in the product disclosure statements for both dog cover and cat cover.
Cruciate ligament conditions for both dogs and cats have a waiting period of 6 months.