What’s the difference between Comprehensive and Third Party Car Insurance?
Comprehensive Car Insurance is just that — comprehensive. It’ll provide you with coverage for a range of insured events such as accidents and theft, as well as weather events like hail, fire and storms. If you’re involved in an accident, your car and property and the other person’s car and property are covered, even if you’re at fault. Third Party Car Insurance, on the other hand, will only cover you for damage you cause to someone else’s vehicle and property. You can add optional Fire and Theft cover to a Third Party Car Insurance policy for an additional premium, which covers loss or damage to your own car caused by fire or theft. Limits and exclusions apply. For more info on what is and isn’t covered, be sure to read the Product Disclosure Statement.