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Will my health insurance cover the cost of a COVID-19 vaccine once it is developed?
If your Extras cover includes Pharmaceutical Prescriptions, AAMI Health Insurance will pay benefits towards the cost medicines prescribed by a licensed medical practitioner. They must be dispensed by either a doctor, pharmacy or licensed Chemist registered with AAMI Health Insurance in order to be eligible.
AAMI Health Insurance will pay a Pharmaceutical Prescriptions benefit when the medicine is:
- listed on the Australian Register of Therapeutic Goods (ARTG);
- listed with the Poisons Standard; and as 4 or 8
- not subsidised or claimable through the Schedule of Pharmaceutical Benefits.
If the vaccine meets these criteria, then AAMI Health Insurance will cover the vaccine under Extras cover that includes the Pharmaceutical Prescriptions benefit.