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What's covered

  • Up to $50 million legal liability more on legal liability
  • Liability for damage caused by caravans or trailers you’re towing more on towing liability damage
  • Accidental damage to your car
  • Damage to your car caused by events such as storm, hail, fire (including bushfire) and flood
  • Theft of your car or damage caused by theft or attempted theft
  • Costs incurred by the attendance of emergency services at the site of an incident
  • Cover for personal items up to $1,000 if damaged in an event along with your vehicle or stolen as a result of forcible entry to your vehicle more on personal item damage
  • Emergency accommodation up to $2,000 more on emergency accommodation
  • New vehicle after total loss more on total loss
  • Lease payout
  • Damage to a two-wheel or box trailer up $2,000
  • Replacing stolen keys or recoding your vehicle’s locks up to $5,000
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What’s not covered

  • Wear, tear and gradual deterioration
  • Mechanical and electrical breakdown
  • Theft or damage to an unlocked vehicle
  • Unlicensed driving
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This information is a summary only. For more info on what we cover and what isn’t covered, including terms, limits, conditions, and exclusions, read the PDS.