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Scenarios we can cover

Whether you’re a work-from-home hair stylist, mobile hairdresser, or run a hair salon, AAMI Business Insurance can offer cover for a range of common risks for hair and beauty businesses:

  • A customer trips while standing up from a salon chair.
  • A fire* breaks out and damages your hairdressing equipment.
  • A customer has an allergic reaction to a hair product.
  • Your salon’s ceiling collapses in a storm, blocking customer access and leading to lost revenue.
  • Someone breaks into your salon and steals some of your business equipment.

These are just a few examples. Check out the PDS and Policy Wording for more information on the covers we offer, including limits, conditions and exclusions.

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Treatments we can cover

You handle the hair – we can help cover your liability risks from treatments you perform, from hair colouring to hot oil treatments.

Not sure if your treatment is covered? Give us a call on 13 22 44.

  • Hairdressing more info on hairdressing treatments
  • Hair plucking, electrolysis and epilation
  • All eyebrow treatments including eyebrow shaping, tweezing, plucking, threading or tinting
  • Facial, hand, foot, neck and scalp massages
  • Ear piercing or body piercing performed with sterilised piercing equipment

Treatments not covered

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