What’s covered

Architects and engineering professionals can choose AAMI Business Insurance covers for common risks to your business, such as:

• Public & Products Liability (injury) – for example, a client visiting your office trips over something and is injured.
• Public & Products Liability (damage) – for example, a cup of coffee is knocked over during a meeting and spills onto the client’s laptop.

Optional cover for an additional premium

• Portable valuables – for example, you’re at a job site and you drop your mobile phone, and it breaks.
• Theft – for example, an unknown person breaks into your office and steals your office equipment.
• Tax Probe – for example, your business’s GST is audited, and you need to pay your accountant’s fees for the review.
• Commercial Motor – for example, your insured business vehicle is damaged while travelling to a construction site or client property.

Who do we cover?

What’s not covered

• Dissatisfied customer – for example, a client doesn’t like your final design plans and demands a refund.
• Liability – for example, any liability linked to structural defects or engineering miscalculations that result in financial loss.
• Unlocked vehicle – for example, you leave your vehicle unlocked and someone steals your surveying tools or laptop.
• Wear and tear – for example, your laser measuring device stops working after months of heavy use on multiple projects.
• Workers Compensation – for example, a team member strains their back lifting heavy equipment on site. This would typically be covered under Workers Compensation Insurance.