What’s covered

Business and finance professionals can choose AAMI Business Insurance for covers for common risks to your business, such as:

• Public & Products Liability (injury) – for example, a client trips over a loose cable during a meeting at your office and is injured.
• Public & Products Liability (damage) – for example, a water pipe bursts in your office, damaging a client’s laptop during a meeting.

Optional covers for an additional premium

• Portable valuables – for example, you’re at a client’s office and you drop your mobile phone, and it breaks.
• Theft – for example, your office equipment is stolen following a break‑in.
• Tax Probe – for example, your business’s GST is audited, and you need to pay your accountant’s fees for the review.
• Commercial Motor – for example, your insured business vehicle is damaged while driving to a client meeting or property inspection.

What type of professionals do we cover?

What’s not covered

• Dissatisfied customer – for example, a client doesn’t like your advice and demands a refund.
• Liability – for example, any liability linked to providing financial or legal advice that results in a client’s loss.
• Unlocked vehicle – for example, you leave your vehicle unlocked and someone steals your laptop.
• Wear and tear – for example, your office printer stops working after months of heavy use.
• Workers Compensation – for example, a team member strains their back lifting a box of office supplies. This would typically be covered under Workers Compensation Insurance.