What's covered

AAMI Business Insurance can offer cover for common risks to your business, such as:

• Public & Products Liability (injury) – e.g., a client trips over a hose left out during hedge trimming and suffers an injury.
• Public & Products Liability (damage) – e.g., while using a whipper snipper, debris flies up and cracks a client’s glass pool fence.
• Theft – e.g., your leaf blower is stolen from your locked trailer while parked at a job site.
• Portable & Valuable Items – e.g., your tablet used for quoting jobs is dropped on concrete and breaks.
• Tax Probe – e.g., your landscaping business is audited for GST, and you need to pay your accountant to respond.
• Commercial Motor – e.g., your work ute is damaged by falling branches during a storm.

What's not covered

• Dissatisfied customer – e.g., your client isn’t happy with the garden design and demands a refund.
• Wear and tear – e.g., your hedge trimmer has dulled blades from regular use.
• Workers Compensation – e.g., your apprentice injures their hand while using a chainsaw. This would typically be covered under Workers Compensation Insurance.