What's covered

AAMI Business Insurance can offer cover for common risks to your business, such as:

• Public & Products Liability (injury) – e.g., a client trips on a whipper snipper left on the ground and is injured.
• Public & Products Liability (damage) – e.g., while cutting your client’s grass, a rock is projected from the mower’s blade and cracks their home’s window.
• Theft – e.g., your lawnmower is stolen from your locked business vehicle.
• Portable & Valuable Items – e.g., you accidentally drop your mobile phone and damage it.
• Tax Probe – e.g., your business’s GST is audited, and you need to pay your accountant’s fees.
• Commercial Motor – e.g., your business vehicle is damaged by hailstones.

What's not covered

• Dissatisfied customer – e.g., your client is dissatisfied with a service you provided and demands a refund.
• Wear and tear – e.g., your lawnmower has some scratches on it due to wear and tear.
• Workers Compensation – e.g., your employee is injured on a job. This would typically be covered under Workers Compensation Insurance.