What's covered
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What's covered
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Gold
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Platinum
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Annual Benefit Limit
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Up to $20,000
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Up to $30,000
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Benefit Percentage
80%
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80%
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Excess (per condition, per policy period)
$0, $250, $500
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$0, $250, $500
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Eligibility
Older than 8 weeks and younger 9 years
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Older than 8 weeks and younger 9 years
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Coverage for specified accidental injuries
Specified Accidental Injuries More about specified accidental injuries
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Specified Accidental Injuries More about specified accidental injuries
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Coverage for Illness
Covered
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Covered
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Consultation sub-limit
(Home visits included)
$500
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Up to annual benefit limit
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Paralysis Tick Sub-limit
$3,000
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Up to annual benefit limit
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Cruciate Ligament Conditions
$4,000 per leg per policy period
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Up to annual benefit limit
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Hip Joint Surgery
(Total Hip Replacements are included)
$6,000 per hip per policy period
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Up to annual benefit limit
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Emergency Boarding
$1,000
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$1,500
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Dental Illness Limit
$1,000
(Optional Cover - in addition to your annual benefit limit)
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$1,000
(included - as part of your annual benefit limit)
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Waiting Period
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0 days for specified accidental injury (not covered on Bronze cover)

21 days for Illness and Specified Conditions

6 months for cruciate ligament conditions (not covered on Bronze Cover)

6 months for dental illness conditions (if applicable)

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0 days for specified accidental injury (not covered on Bronze cover)

21 days for Illness and Specified Conditions

6 months for cruciate ligament conditions (not covered on Bronze Cover)

6 months for dental illness conditions (if applicable)

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Optional Extras Available
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Routine Care
(non-insurance benefit)

Dental Illness benefit

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Routine Care
(non-insurance benefit)
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