$0, $200, $500**, or $1,000**
**$500 excess is not available with the 70% benefit percentage. $1,000 excess not available with the 70% benefit percentage or $7,500 annual benefit limit
Covered
Examples include motor vehicle incidents, falls, near drowning, snake bites and ingestion of foreign objects
Covered
Examples include skin allergies, ear infections, cancer, respiratory diseases and infections.
$2,000 annual benefit limit for a range of specified dental conditions and specialised therapies like physio, acupuncture, hydrotherapy and treatment of behavioural conditions
(Optional cover, in addition to your annual benefit limit)
(non-insurance benefit)
$150 annual limit for routine and preventative pet care items like health checks, vaccinations, microchipping, desexing, nails clipping
(Optional cover, in addition to your annual benefit limit)
2 days for accidental injuries
30 days for illnesses
6 months for cruciate ligament conditions
Booster Care (where selected)
6 months for specified dental conditions
30 days for behavioural conditions like anxiety, phobias or compulsive disorders
The waiting period that applies to specialised therapy treatments is based on the condition being treated, whether an illness or an accidental injury.