What are the benefits of Extras Cover?
Our 4 Extras Cover products help with everyday healthcare costs not typically covered by Medicare, like visits to the dentist, optical, physiotherapy, chiropractic care and more. They cover a range of things you might need treatment for outside of a hospital, including natural therapies like remedial massage.
Yes, but it depends on a) whether you’re switching to AAMI Health Insurance from another health fund and b) the treatment you’re seeking.
If you’re switching not only is it easy, but you won’t have to restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us. So you don’t have to start everything again from scratch.
If you’re new to health insurance or you’re adding cover for new services, use our comparison table below for details on the waiting periods that apply to each service with AAMI Health Insurance Extras Cover.
Yes. We do not classify any condition as pre-existing when claiming for Extras. All members are subject to the same waiting periods and refunds that apply to their choice of cover.
What's included with AAMI Health Insurance Extras Cover?
Depending on the AAMI Health Insurance Extras Cover product you choose, you’ll be able to claim back 60% or 70% of the cost of specific healthcare services until you reach your annual limit.
What you are and aren't covered for depends largely on your choice of Extras Cover. As a general rule AAMI Health Insurance Extras does not cover
AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Suncorp Insurance Ventures Pty Ltd ABN 53 158 182 042 (SIV), for which SIV receives commission.