AAMI Health Insurance Bronze Hospital

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What's included with Bronze Hospital?

Bronze Hospital covers more than just the basic services you might need treatment for in hospital. It’s designed for healthy young singles and couples not yet planning a family.

With Bronze Hospital you’re covered for everything that comes with Basic Hospital Plus cover including treatment for things like chemotherapy, radiotherapy and immunotherapy for cancer and brain and nervous system services.

Compare all AAMI Health Insurance Hospital products 

This is just a summary. For full details about what is and isn't covered, read the Policy Booklet. It's dry, we know, but it's essential reading.

You're covered for these procedures with AAMI Bronze Hospital Cover

Excess $500 / $750

Cancer treatment in hospital: It is important to be aware that health insurance will only cover the portion of costs that relate to an admission to hospital. Specialist fees outside of hospital or other outpatient fees in relation to chemotherapy or radiotherapy aren’t covered.

High cost drugs are sometimes requested for the Treatment of some cancers. Typically high-cost drugs are for newer Treatments that are not recognised by the Pharmaceutical Benefit Scheme (PBS) because the PBS considers them to be still under clinical trial and therefore experimental Treatments. Health insurance will not Cover high cost drugs for the same reasons (or may only Cover a small portion of the cost). It is the responsibility of the treating doctor, and Hospital, to inform Patients about the potential for large out-of-pockets as a result of high cost drugs.

Procedures you're covered for with Minimum Benefits Payable

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a Hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover

Procedures you’re not covered for with AAMI Health Insurance Bronze Hospital

Heart and vascular system

Back, neck and spine

Implantation of hearing devices

Cataracts

Dialysis for chronic kidney failure

Pain management with device

Sleep studies

Joint replacements

Pregnancy and birth

Assisted reproductive services

Weight loss surgery

Insulin pumps

Plastic and Reconstructive Surgery (medically necessary)

If you need cover for any of these procedures, use our Hospital Cover Comparison to find the right product for you. 

Accidental Injury Benefit

Seek treatment at a hospital Emergency Department within 24 hours of an accident and if you need to be admitted, you'll receive benefits in line with our top hospital cover for the next 90 days.

Medicare Levy Surcharge

The Medicare Levy Surcharge (MLS) is a government tax on top of the normal Medicare Levy and impacts singles with a taxable income of over $93,000 for singles and $186,000 for families. 

Holding any AAMI Health Insurance Hospital Cover product means you won’t pay the MLS if your income is above the government threshold and you maintain your hospital cover for the full financial year.

Read the AAMI Health Insurance Policy Booklet for more information.