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AAMI Health Insurance Everyday Hospital

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What's included with Everyday Hospital?

Everyday Hospital is our mid-level hospital cover product designed for older singles and couples as well as completed families.

A step up from our two Starter Hospital products, Everyday Hospital allows you to help meet the cost of a wider range of commonly claimed procedures. Have peace of mind that you’re covered for more than just the basics, including rehabilitation and heart procedures.

Compare all AAMI Health Insurance Hospital products

This is just a summary. For full details about what is and isn't covered, read the Policy Booklet. It's dry, we know, but it's essential reading.

You're covered for these procedures with AAMI Everyday Hospital

Excess $500

Cancer treatment in hospital: It is important to be aware that health insurance will only cover the portion of costs that relate to an admission to hospital. Specialist fees outside of hospital or other outpatient fees in relation to chemotherapy or radiotherapy aren’t covered.

High cost drugs are sometimes requested for the Treatment of some cancers. Typically high-cost drugs are for newer Treatments that are not recognised by the Pharmaceutical Benefit Scheme (PBS) because the PBS considers them to be still under clinical trial and therefore experimental Treatments. Health insurance will not Cover high cost drugs for the same reasons (or may only Cover a small portion of the cost). It is the responsibility of the treating doctor, and Hospital, to inform Patients about the potential for large out-of-pockets as a result of high cost drugs.

Procedures you're covered for with Minimum Benefits Payable

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a Hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover

Procedures you’re not covered for with AAMI Health Insurance Everyday Hospital

Joint Replacements

Eye Treatments

Renal Dialysis

Pregnancy and Birth Services

Procedures not covered by Medicare

Assisted Reproductive Services

Infertility Investigations

Obesity/Weight Loss Surgery

Cosmetic Surgery

If you need cover for any of these procedures, use our Hospital Cover Comparison to find the right product for you.